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Banking Money Markets

Total questions: 1

Worksheet time: 7mins

Name
Class
Date

1-10.

Answer the questions below after watching the video

1.

What inspired the video?

a)

A personal finance book

b)

A holiday sale

c)

A news article on investing

d)

A viewer's question about money markets and CDs

2.

What is the main purpose of the video?

a)

To discuss the risks of mutual funds

b)

To explain the differences between money markets and CDs

c)

To promote a specific bank

d)

To advise on stock investments

3.

What is a key feature of money markets?

a)

Low liquidity

b)

No withdrawal penalty

c)

High risk

d)

Fixed term length

4.

What does CD stand for?

a)

Certificate of Deposit

b)

Credit Deposit

c)

Continuous Deposit

d)

Cash Deposit

5.

What is a disadvantage of CDs compared to money markets?

a)

Higher risk

b)

Lower interest rates

c)

Penalty for early withdrawal

d)

Unlimited deposits

6.

What might be a reason to choose a CD?

a)

Earning a higher interest rate for a set period

b)

Avoiding any financial commitment

c)

Investing in the stock market

d)

Immediate access to funds

7.

What can affect the interest rate of a CD?

a)

The account holder's credit score

b)

The number of withdrawals

c)

The term length of the CD

d)

The stock market performance

8.

Why might someone choose a money market over a CD?

a)

To lock in funds for a fixed term

b)

For a higher risk and reward

c)

Because they require a lower minimum balance

d)

For flexibility with deposits and withdrawals

9.

What is a common feature of both money markets and CDs?

a)

They are high-risk investments

b)

They offer guaranteed interest rates

c)

They allow easy access to funds

d)

They are primarily for long-term investment

10.

How can the community benefit from sharing their experiences with CDs and money markets?

a)

By influencing the stock market

b)

By helping others find good rates and services

c)

By changing the terms of CDs

d)

By reducing the risks of money markets