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FM2 Long Term Financing

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is long-term financing?

a)

Financing with a term of less than one year

b)

Financing with a term of more than one year

c)

Financing obtained from family and friends

d)

Financing provided by venture capitalists

2.

Which of the following is NOT an example of long-term financing?

a)

Bank loans

b)

Trade credit

c)

Bonds

d)

Equity financing

3.

What is a characteristic of long-term debt financing?

a)

No collateral

b)

Short repayment period

c)

Fixed repayment schedule

d)

Low risk to lenders

4.

Which entity typically provides long-term financing to corporations?

a)

Commercial banks

b)

Trade creditors

c)

Suppliers

d)

Customers

5.

What is the primary purpose of long-term financing?

a)

To meet short-term cash needs

b)

To finance day-to-day operations

c)

To fund capital investments

d)

To cover operating expenses

6.

Which of the following is a form of equity financing?

a)

Bank loan

b)

Corporate bonds

c)

Preferred stock

d)

Mortgage

7.

What is a disadvantage of long-term financing through issuing bonds?

a)

Limited access to capital markets

b)

Fixed interest payments

c)

Decreased financial leverage

d)

Potential bankruptcy risk

8.

What is the benefit of long-term financing for businesses?

a)

Lower interest rates

b)

Shorter repayment periods

c)

Enhanced liquidity

d)

Stability and predictability of cash flows

9.

Which financial instrument is commonly used for long-term financing by governments?

a)

Commercial paper

b)

Municipal bonds

c)

Treasury bills

d)

Corporate bonds

10.

What is a characteristic of long-term financing through equity?

a)

Fixed repayment schedule

b)

Interest payments

c)

Ownership dilution

d)

Collateral requirement