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WorksheetsDigital and Financial Literacy
Total questions: 100
Worksheet time: 50mins
What is the full form of CRT ?
Current Ray Tube
Current ray
technology
Cathode Ray tube
Cathode Ray
technology
Give the correct abbreviation of CD
Command
Description
Change Data
Copy Density
Compact Disk
RAM means
Read Also Memory
Random Access Memory
Read Access Memory
Random Also Memory
Plug directly into expansion slots on the
motherboard and allow you to connect
additional peripheral devices
BIOS
Adapter Cards
CMOS
Ports
Which of the following device can store large amounts of data
Floppy Disk
CD ROM
Hard Disk
Zip Disk
The hardware components that serve the input, output, and storage functions of a computer are called
Control Units
Peripheral Devices
Central Processing Unit
DVD
Which of the following holds the ROM, CPU, RAM and expansion cards
Hard Disk
Floppy Disk
Network Cards
Mother Boards
Information retrieval is fatest from
Hard Disk
CD
Pen Drive
SSD
Which one of the following is a secondary storage device
RAM
CD - ROM
CMOS
Printer
MICR stands for
Magnetic Ink Code Reader
Magnetic Ink Credit Reader
Magnetic Ink Case Reader
Magnetic Ink Character Reader
What is the control unit function in the CPU
To perform logic
functions
To store program
instructions
To transfer data to primary storage
To decode program instruction
Which type of memory stores operating systems, programs, and data the computer is currently using
Solid - State
RAM
CMOS
CPU
VGA is
Volatile Graphics
Visual Graphics Array
Video Graphics Array
Video Graphics Adaptor Array
Which type of network cable is commonly used for wired Ethernet connections?
HDMI Cable
USB Cable
Ethernet Cable
Fiber Optic Cable
What is the purpose of using icons in a user interface?
To enhance the aesthetic appeal
To Replace Text Completely
To slow down user interaction
To convey information visually
An application can be opened through shortcut on desktop by
Selecting the icon and pressing Enter key
Right clicking and
choosing "open" option
Double clicking on its
shortcut
All of the above
Which of the follwing file format supports in windows
BSD
NTFS
EXT
CSD
GUI is used as an interface between
Software and User
Man and Machine
Hardware and Software
Interface and GUI
A new printer can be added by Printer and Faxes option in
File Manager
Control Panel
Dynamic And Data Exchange
GUI
The term Operating system means
The way a gloppy disk
drive operates
The way a compputer
operator works
Conversion of high-level language into machine level language
A set of programs which controls computer Working
Exchange of images or data from one application to another is done by using
Icons
Clipboards
Control Panel
None of the these
__________ is the screen background and main area of window where you can open and manage files and programs
Desktops
Icons
Screen Saver
Application Window
The operating system of a computer serves as a software interfance between the user and the
Peripheral
Memory
Screen
Hardware
SMTP
Server Mail Transfer Protocol
Small Mail Transmission Protocol
Simple Mail Transfer Protocol
Short Mail Transmission Protocol
When you point to a button, its funtion will display in a
Screen List
Screen Tip
Screen Bar
Screen Alert
Webpages are uniquely identified using
Filename
Domain
URL
IP Address
What is the meaning of "Hibernate" in windows XP/
Windows 7
shutdown the computer
without closing the running applications
Restart the computer in
hibernate mode
Shutdown the
computer terminating all the running
applications
Restart the computer in safe mode
An operating system is
Inegrated software
Application software
System software
CD-ROM software
A user can get files fron another computer on the internet by using
DTP
HTTP
UTP
FTP
Intenet is a network of
Computers
Networks
Terminals
Cord
What is the purpose of CC in email ?
Carbon Copy – for
recipients who need to take action
Closed Caption – for
accessibility
Carbon Copy – for
informational purposes
Confidential Copy – for sensitive
information
What is the purpose of DNS in the context of the
internet ?
Dynamic Network
Service
Domain Name System
Data Network Security
Digital Network
Storage
Which of the following is not a web browser?
Chrome
Firefox
Safari
Java
OTP is
One Time Password
One Transfer Password
Once Transfer
Password
One Time Protocol Word
Focused on digital skill and are limited to practical
abilities in using digital devices, such as laptops and smartphones
Digital illiteracy
Skills
Literacy skills
Digital literacy
If you want to transfer the amount, click on
Cards
Fund transfer
Demat
Bill pay and recharge
DILRMP is
The Digital India Land
Records Method Programme
The Dividend India
Land Rrcords Modernization Programme
The Digital India Land
Revenue Modernization
Programme
The Digital India Land
Records Modernization Programme
What can be shown on the status bar
Name of document, insert button,
spellcheck
Number of pages in the
document, word count, spelling/grammar
check
Size of Margins, word
count, web layout
Number of spelling
errors, page mumber,
document name
In Word you can align the selected paragraph to its right by presenting
Ctrl + R
Ctrl + L
Ctrl + Z
Ctrl + E
When word gets loaded, the opening screen displays a document named
Documents
Docl
Documents 1
No document name is displayed
In ___ transactions are completed in batches
RTGS
NEFT
IMPS
E-Virtual
What is NOT on the insert Ribbon command
Thesaurus
Clip Art
Page numbers
Shapes
Login to net-banking is done by entering
Customer ID User ID, and Phone number
Phone number and password
Customer ID User ID
and Password
Customer ID User ID
only
Is an electronic system which enables the customers to conduct transactions on bank's website and perform activities, sucn as maintaining his their account
Digital skills
Banking
Online transaction
Online Banking
In pay now option
Choose your account number or detail or
credit card, from where
you want to pay the bill
Enter the date, and on the particular date,
amount will be
deducted and will be
created to the receive
account. You will get
the message of the
amount deduction
Amount will be
deducted immediately and will be credited to the received account.
You will get the
message of the amount deduction
None of these
What Ribbon do you use to change margins
View
Page layout
Insert
Home
RTGS stand for
Real time gorcery settle
Ready time gross
settlement
Ready time grocery settlement
Real Time Gross Settlement
Under PMSBY, accidental death claim is available for
Rs. 2 Lac
Rs. 1 Lac
Rs. 3 Lac
Rs. 4 Lac
What is Atal Pension Yojana (APY)
Encourages workers to
voluntarily save for
their retirement
Provides social security
to the unorganized sector
Provide social security
to organized sector
Fixed pension is paid on
attaining age of 60 years
Can illiterate person be issued Debit card
No
Only for head of family
Only with joint account
Yes
What is Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Life insurance cover
Accidental insurance cover
Overdraft lip to Rs.
5,000/-
Overdraft of Rs.5000/-
Which type of deposits earns higher interest rate
Recurring Deposit
Fixed Deposit
Saving account
Current account
NEFT stands for
National Electric Fund
Transfer
National Electrical
Fund Transfer
National Electronic
Fund Transfer
National Electronic
Fund Transferring
What is Pradhan Mantri Jivan Jyothi Bima Yojana (PMJJBY)
Accidental insurance upto 1 lac
Accident insurance vocer
Life insurance lip to 1 lakh
Covers life insurance up to Rs. 2 Lakhs
Currency notes are issued by
Public sector banks
NABARD
Government of India
State Bank of India
ATM can be used for
Cash withdrawal
Account enquiry
Staement of account
All of these
KYC means
Know your customer
Know your Credit
Know your character
Know your certificate
We should keep our savings with banks because
It is safe
Earns interest
Can be withdrawn
anytime
All of these
The safest place for keeping money
A pit dug in the ground
An iron box
Money lender
Bank
Life insurance means
Insurance of life of Cattle
Insurance of human
Insurance of house
Insurance of Machines
Bank provides loans
for.
Home
Education
Car
All of These
ATM password to be shared only with.
Spouse
Obedient Son
Obedient Daughter
No Body
POS is
Position of sale
Point of Sale
Point of saling
Position of Saling
Internet banking refers to.
Opening bank through Interest
Opening of account
through ATM
Operation of account
through internet
All of these
Who is Bank Mitra.
Banking
correspondents
engaged by Banks
Security guard in a
branch
Valuable customer of
Bank
Bank accountant
What is one primary purpose of savings?
To spend impulsively
To build wealth over
time
To accumulate debt
To fund immediate
wants
What is the role of savings in achieving
financial goals?
Hindering goal
achievement
Delaying goal
attainment
Facilitating goal
accomplishment
Creating financial
stress
What is meant by Aadhaar seeding.
Issue of Aadhaar card
Linking of Aadhaar
with Bank Account
Transfer of Aadhaar
12-digit number card
What is the opportunity cost of not saving?
Immediate financial gain
Long-term financial
stability
Increased debt
burden
Foregoing potential
future benefits
How does saving money in a bank contribute to
financial security?
By attracting thieves
By earning interest
and protecting
against inflation
By limiting access to
funds
By avoiding financial institutions
What role do banks play in helping individuals
achieve financial goals?
They encourage
reckless spending
They provide a safe
place to hoard cash
They offer financial
products and advice
to grow wealth
They contribute to
economic instability
What type of bank account typically offers the highest interest rate?
Checking account
Savings account
Certificate of
Deposit (CD)
Money market
account
What feature distinguishes a money market
account from a regular savings account?
Higher interest ratesNo withdrawal limits
No withdrawal limits
Lower minimum
balance requirements
Check-writing
privileges
What are Social Security Schemes.
Pension Schemes
Health Insurance
Schemes
Unemployment
Benefits
All of these
What is the primary purpose of mobile banking?
Financial
transactions
Socializing
Entertainment
Fitness tracking
What feature allows users to check their account
balance and recent transactions on a mobile
banking app?
In-app purchases
Balance inquiry
Social media
integration
GPS Tracking
Which banking channel allows customers to
access services and perform transactions online?
Telephone banking
Internet banking
Branch banking
Mobile banking
PAN means.
Position Account
number
Primary Account
Number
Permanent Account
Number
A kind of utensils
Aadhaar is.
12 digit number card
identity proof issued by UIDAI
Both A & B
A saving account
Who are stakeholders in a business or
organization?
Only customers
Only employees
Shareholders only
Individuals or groups
with an interest in the
organisation
Which of the following is an example of an internal stakeholder?
Employees
Suppliers
Customers
Competitors
What is the primary goal of integrated
dissemination of financial literacy in the context
of financial inclusion?
Maximizing profits
for financial
institutions
Promoting
awareness and
understanding of
financial concepts
among all segments of society
Restricting access to
financial services
Encouraging risky
investment behavior
How does financial literacy contribute to financial inclusion?
By excluding certain
groups from financial services
By increasing
financial complexity
By empowering
individuals to make informed financial
decisions
By promoting a lack of transparency in
financial transactions
What is a common traditional mode of
delivering financial literacy information?
Social media
Social media
Mobile applications
Podcasts
Printed materials and workshops
Which mode of reaching out for financial
literacy is effective in delivering information to a broad audience quickly?
Webinars and online
courses
Personal
consultations
Traditional
classroom settings
Printed brochures
What does the term "ICT" stand for?
International Commerce
Technology
Internet and Computer
Technology
Information and Communication Technology
Intelligent Computing Techniques
Which ICT component is responsible for
converting digital data into an analog signal for transmission over telephone lines?
Modem
Router
Switch
Firewall
What is the primary role of a financial sector regulator?
Maximizing profits for financial
institutions
Ensuring fair
competition among banks
Protecting the
interests of
consumers and
maintaining financial stability
Implementing monetary policy
Which regulatory body is responsible for overseeing the functioning of banks and
financial institutions in the United States?
European Central Bank (ECB)
Reserve Bank of India (RBI)
Financial Conduct
Authority (FCA)
Federal Reserve System (Fed)
What does the SEC (Securities and Exchange Commission) regulate?
Commercial banks
Insurance companies
Capital markets and
securities
Central banks
What is the primary role of the Reserve Bank of
India (RBI)?
Monetary policy
formulation and
regulation of the
money supply
Fiscal policy formulation
Foreign exchange rate determination
Industrial policy development
What is the name of the currency issuing authority in India?
Ministry of Finance
Securities and Exchange Board of India (SEBI)
Reserve Bank of India (RBI)
Planning Commission
What does SEBI stand for?
Securities and
Exchange Board of India
Stock Exchange
Banking Institution
Securities and
Economic Board of India
Securities
Enforcement Bureau of India
Which Act established SEBI as a statutory regulatory body in India?
Companies Act, 1956
Securities Contracts
(Regulation) Act,
1956
Banking Regulation
Act, 1949
Foreign Exchange
Management Act, 1999
What is the primary role of IRDAI in the insurance sector?
Setting interest rates
for insurance products
Promoting
competition among
insurance companies
Protecting the interests of
policyholders and
regulating the
insurance industry
Managing the
investment portfolios of insurance
companies
What is the purpose of a budget?
To restrict spending
To plan and track
income and expenses
To invest in stocks
To pay off debts
What does APR stand for?
Annual Percentage Rate
Average Personal
Return
Asset Protection Ratio
Account Payment Receipt
Which of the following is considered a long term investment?
Savings account
Certificate of deposit (CD)
Stocks
Payday loan
What is inflation?
Increase in the
purchasing power of
money
Decrease in the
overall price level of
goods and services
Rise in the cost of
living over time
Stability in the economy
What does the term "diversification" mean in investment?
Concentrating
investments in one asset
Spreading
investments across different assets
Investing only in real
estate
Timing the market to
maximize returns
