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Math - financial literacy

Total questions: 22

Worksheet time: 36mins

Name
Class
Date
1.

When you pay taxes at a store, what kind of tax is it?

a)

sales tax

b)

property tax

c)

income tax

2.

When you pay taxes on a home or land that you own, what kind of tax is it?

a)

sales tax

b)

property tax

c)

income tax

3.

When you pay taxes on the money you earn, what kind of tax is it?

a)

sales tax

b)

property tax

c)

income tax

4.

The amount you earn before taxes and other deductions is called -

a)

gross income

b)

net income

5.

The amount you take home after taxes and other deductions is called -

a)

gross income

b)

net income

6.

When you make a plan for your money, it is called -

a)

a budget

b)

gross income

c)

net income

d)

property tax

7.

In a balanced budget -

a)

your income matches your expenses

b)

your income is greater than your expenses

c)

your expenses are greater than your income

d)

you can forget about saving money

8.

Mark the items that are considered "debt"

a)

car loans you have to repay

b)

credit card charges

c)

money you earn

d)

money you save

9.

When you take money to the bank and put it into your account, you are making -

a)

a withdrawl

b)

a deposit

c)

a loan

d)

a debt

10.

When you go to the bank and take money out of your account, you are making -

a)

a withdrawl

b)

a deposit

c)

a loan

d)

a debt

11.

When borrow money, you are taking out -

a)

taxes

b)

a deposit

c)

a loan

d)

a budget

12.

If you are trying to balance your budget and you see that you do not have enough income, wise choices would be -

(select all that apply)

a)

find a way to earn more income

b)

find a way to increase expenses

c)

use credit cards

d)

take out a loan

e)

work on reducing your expenses

13.

Taxes are used by the government in what way? (select all that apply)

a)

to build roads

b)

to deposit money into your bank account

c)

to provide for the military

d)

to build schools and libraries

14.

Which card takes the money out of your bank account immediately?

a)

Credit card

b)

Debit card

15.

Which card sends you a bill that has to be paid back?

a)

Credit card

b)

Debit card

16.

Match the following

a)

Income Tax

1.

Paid yearly on April 15th

b)

Payroll Tax

2.

Paid monthly by employer

c)

Sales Tax

3.

Paid when purchasing goods and services

d)

Property Tax

4.

Paid when someone owns a house or land

17.

Curtis purchased a new pair of jeans for $18. When Curtis pays for his jeans his total is almost $20 because of taxes. Which type of tax does Curtis pay?

a)

Payroll Tax

b)

Income Tax

c)

Sales Tax

d)

Property Tax

18.
What statement defines gross income?
a)
Gross income is the amount of income after taxes are paid.
b)
Gross income is the amount of taxes paid.
c)
Gross income is the amount of income before taxes are paid
d)

Gross income is the amount of income you receive for buying goods and services

19.

Money that you earn or receive is called -

a)
Expenses
b)
Income
c)
Deductions
d)

Debt

20.

Julie thought her paycheck would be $1,000. She noticed her check was only $842. Which type of tax cause Julie's paycheck to be less than she thought?

a)

Payroll Tax

b)

Monthly income

c)

Sales Tax

d)

Property Tax

21.

Julie thought her paycheck would be $1,000. She noticed her check was only $842. $158 seemed to be missing. Match each amount to the correct label.

a)

$1,000

1.

Gross income

b)

$842

2.

Net income

c)

$158

3.

Deductions such as taxes

22.

Organize these options into the right categories

Categorize the following

money earned

money spent on entertainment

rent or house payment

car payment

electric bill

Income
Expenses