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Homeowners Insurance

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is homeowners insurance?

a)

A form of property insurance that covers damage to you car.

b)

where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person.

c)


A form of property insurance that covers losses and damages to an individual's house.

d)

insurance that covers the whole or a part of the risk of a person incurring medical expenses

2.

What would homeowners insurance cover?

a)

Earthquakes

b)

Assets from the property

c)

Flood

d)

Fire

3.

Why would you get homeowners insurance?

a)

Required by state

b)

Wanting peace of mind

c)

Required by mortgage lender

d)

All of the above

4.

Who needs homeowners insurance?

a)

A new car owner

b)

A new homeowner

c)

Someone that just had a spouse die

d)

Someone that just broke their leg

5.

Homeowners insurance covers termite damage

a)

True

b)

False

6.

Homeowners insurance is required to get a mortgage.

a)

True

b)

False

7.

What is the average cost of homeowners insurance per year?

a)

$2,153

b)

$1,000

c)

$3,000

d)

$2,500

8.

Homeowners insurance covers flood damages.

a)

True

b)

False

9.

Why would you get homeowners insurance?

a)

Peace of mind

b)

Required by law

c)

Required by mortgage lender

d)

All of the above

10.

Homeowners insurance covers water backup?

a)

False

b)

True