Only high deductible health plans (HDHP)

Only health maintenance organizations (HMO)

Only preferred provider organizations (PPO)

Most any type of health plan (HMO, PPO, etc.)

Only after state taxes are deducted

Only after federal taxes are deducted

Before federal, state, and social security taxes are deducted

After federal, state, and social security taxes are deducted

On the first day that your FSA becomes active for the plan year

After six months of contributions

At the end of the plan year

After the first contribution is made

By sending a copy of the receipt to your FSA provider

By calling your FSA provider

By visiting your FSA provider's office

By submitting a claim through your health insurance

Withdrawing cash from your FSA account

Paying for eligible expenses directly at the point of purchase

Paying for non-medical expenses

Paying for any expenses

Medical expenses for dependents

Educational expenses for dependents

Daycare expenses for dependents up to age 13, elderly dependents, and physically or mentally challenged dependents

Travel expenses for dependents

Only those without a spouse

Only the custodial guardian if separated or divorced

Only those who are unemployed

Anyone with dependents

Managing medical expenses tax-free

Managing travel expenses tax-free

Managing educational expenses tax-free

Managing dental and vision expenses tax-free for those enrolled in an HSA

It provides a loan for medical expenses

It offers a higher interest rate on savings

It decreases your taxable income and increases your total spendable income

It increases your taxable income