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Financial Planning I

Total questions: 34

Worksheet time: 17mins

Name
Class
Date
1.

Procrastination

a)

A mental, physical, or emotional feeling of pressure or tension

b)

Statements that you make, telling yourself what you want to achieve

c)

To determine the order for completion of activities based on their importance

d)

Putting off until tomorrow what could have been done today

2.

Goals

a)

A detailed record of how you spend your time

b)

To determine the order for completion of activities based on their importance

c)

Statements that you make, telling yourself what you want to achieve

d)

A list of activities that a person plans to accomplish during a certain period of time

3.

Free Time

a)

A measurable concept, quantitatively determined by the ratio of useful output to total input

b)

Time that is free of scheduled or planned duties and responsibilities

c)

How people use the 24 hours in their day

d)

A method used to rank goals in order of importance; goals identified with an "A" are most important, "B" somewhat important, and "C" represents least importamt

4.

Objectives

a)

Statements that you make, telling yourself what you want to achieve

b)

A list of activities that a person plans to accomplish during a certain period of time

c)

To determine the order for completion of activities based on their importance.

d)

Concrete tasks that help you on your way to achieving your goals

5.

ABC Principle

a)

A method used to rank goals in order of importance; goals identified with an "A" are most important, "B" signifies somewhat important, and "C" represents least importamt

b)

A list of activities that a person plans to accomplish during a certain period of time

c)

Refers to how easily assets can be converted to cash

d)

A company's registration statements, formal and periodic reports and other forms that are provided to the U.S Securities and Exchange Comission (SEC)

6.

To determine the order for completion of activities based on their importance

a)

Time log

b)

To-Do-List

c)

Prioritize

d)

Time Management

7.

Stress

a)

A mental, physical, or emotional feeling of pressure or tension

b)

easily agitated or alarmed; tending to be anxious; highly strung

c)

A feeling of fear, dread, and uneasiness

d)

Cause physical pain or injury to

8.

A detailed record of how you spend your day

a)

To-do List

b)

Time Log

c)

Time Management

d)

Objectives

9.

Time Management

a)

Time that is free of scheduled or planned duties and responsibilites

b)

A list of activities that a person plans to accomplish during a certain period of time

c)

A detailed record of how you spend your time

d)

How people use the 24 hours in their day

10.

A list of activities that a person plans to accomplish during a certain period of time

a)

Free Time

b)

Time Log

c)

Time Management

d)

To-Do List

11.

Deposit-taking

a)

Financial institutions responsible for overseeing and managing all other banks.

b)

A financial institution which people can pay money so that it can be held there and earn interest

c)

A nonprofit financial institution providing traditional banking services and is created, owned, and operated by its members.

d)

Financial institutions that provide services and act as an intermediary in complex transactions

12.

An entity that helps to ensure that the funds supplied by the sources of capital are made available to those that need them (the users of capital). The best example is a commercial bank. The use of such an intermediary is called intermediation.

a)

Semi-government

b)

Financial Intermediary

c)

Credit Rating

d)

Valuation

13.

Accounts payable

a)

A financial statement that captures the financial condition of the business at the particular moment

b)

Money a company owes

c)

Money that is owed to a company

d)

An estimate of income and expenditures over a certain period of time.

14.

A ____ organization is defined as an institution by the meaning of both public and private perspectives that combines the elements of government bureaucracy as well as a private company.

a)

Semi-government

b)

Continuous Markets

c)

Eurobond

d)

Credit Rating

15.

An assessment of the creditworthiness of a borrower in general terms or with respect to a particular debt or financial obligation. A credit rating can be assigned to any entity that seeks to borrow money-- an individual, corporation, state or provincial authority, or sovereign government

a)

Bonds

b)

Securities

c)

Valuation

d)

Credit Rating

16.

Financial Market

a)

A type of market where traders can trade at any time when the market is open. Buyers and sellers continuously place their orders and are matched on a continuous basis

b)

Any marketplace where trading of securities including equities, bonds, currencies, and derivatives occur

c)

A type of market in which each transaction takes place at predetermined time intervals

d)

Financial institutions responsible for overseeing and managing all other banks

17.

The process of determining the current worth of an asset or a company. There are many techniques used for doing a valuation. An analyst placing a value on a company looks at the business's management, composition of its capital structure, the prospect of future earnings, and the market value of its assets

a)

Valuation

b)

Asset management

c)

Private Placement

d)

Private Placement

18.

Records that show a business's financial activities

a)

Private Placement

b)

Export Financing

c)

Asset Mangement

d)

Financial Statements

19.

An estimate of income and expenditures over a certain period of time

a)

Data

b)

Budget

c)

Revenue

d)

Average rate of return

20.

Income Statement

a)

A financial record that measures a company's performance during a certain period of time, particularly a quarter or a year

b)

An overview of a company's assets, liabilities, and shareholders' equity at a specific time and date

c)

A financial statement that shows how cash flows throughout a company. Allows investors to understand how a company's operations are running, where its money is coming from, and how money is being spent.

d)

The statement of changes in equity tracks total equity over time.

21.

Liquidity

a)

Refers to how easily assets can be converted into cash

b)

A measurable concept, quantitatively determined by the ratio of useful output to total input

c)

A basic good used in commerce that is interchangeable with other commodities of the same type

d)

A guarantee that a check, ATM, wire transfer or debit card transaction will clear if the account balance falls below zero

22.

Accounts receivable

a)

Money a company owes

b)

An estimate of income and expenditures over a certain period of time

c)

Money that is owed to a company

d)

Resources owed by business or an indivdual

23.

Acquire

a)

Resources owned by a business of an individual

b)

To buy or obtain

c)

Records that show a business's financial activities

d)

Impartial, unbiased

24.

Resources owned by a business or an individual

a)

Accounts

b)

Income Statement

c)

Data

d)

Assets

25.

Consistent

a)

A financial record

b)

Assessing financial information

c)

Unchanging

d)

Facts and figures

26.

Data

a)

Facts and figures

b)

Records that show a business's financial activities

c)

The time period of investment

d)

Rates and Returns

27.

A measurable concept, quantitatively, determined by the ratio of useful output to total input

a)

Eurobond

b)

Asset Management

c)

Liquidity

d)

Efficiency

28.

Call Markets

a)

Financial institutions that help individuals transfer the risk of loss

b)

Financial institutions responsible for overseeing and managing all other banks.

c)

A type of market in which each transaction takes place at predetermined time intervals

d)

A type of market where traders can trade at any time when the market is open. Buyers and sellers continuously place their ordered and are matched on a continuous basis

29.

Lending investments in which individuals lend money to a government, municipality, or corporation to earn a set rate of interest for a specified time period

a)

Lending investment

b)

Bond

c)

Stock

d)

Mutual Fund

30.

Investments in which lenders allow borrowers to use their money during a period of time for a specified fee or rate of interest

a)

Lending investment

b)

Bonds

c)

Certificate of Deposit

d)

Securities

31.

A type of market where traders can trade at any time when the market is open. buyers and sellers continuously place their orders and are matched on a continuous basis

a)

Debt Market

b)

Call Market

c)

Continuous Market

d)

Foreign Exchange Market

32.

Currency deposited by national governments or corporations, outside of its home market. For example, it can be currency held in banks located outside of the country which issues the currency

a)

Eurocurrency

b)

Eurobond

c)

Collectibles

d)

Securities

33.

Is denominated in a currency other than the home currency of the country or market in which it is issued

a)

Collectibles

b)

Eurocurrency

c)

Eurobond

d)

Securities

34.

A basic good used in commerce that is interchangeable with other items of the same type

a)

Commodities

b)

Stocks

c)

Collectibles

d)

Securities