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Calculating Net Worth

Total questions: 52

Worksheet time: 6hrs 36mins

Name
Class
Date
1.

Which of the following are considered assets?


1. A Car that is paid off

2. Student Loans

3. Rent Payments

a)

1 only

b)

1 and 2 only

c)

2 and 3 only

d)

1, 2, and 3 only

2.

Pratt own a car worth $14,200 and $2,100 worth of electronics. He still owes $7,300 on his student loans and $8,900 on his car loan. He has $2,315 in his bank account and $5,110 in an investment account. What is Pratt's Net Worth?

a)

$7,525

b)

$23,725

c)

$16,200

d)

$39,925

3.

Which of the following are considered liabilities?


1 - A Mortgage

2 - Kitchen Dishes

3 - A Car Loan

a)

1 only

b)

1 and 2 only

c)

1 and 3 only

d)

1, 2, and 3

4.

Dani has $1,425 in her bank account and a car worth $3,200. She still owes $1,350 on the car and $825 on her student loans. She owes her apartment $840 in rent. What is her Net Worth?

a)

$1,610

b)

$3,015

c)

$4,625

d)

$7,640

5.

$8,235 owed on a credit card

a)

Asset

b)

Liability

6.

Estimated home value of $233,00

a)

Asset

b)

Liability

7.
Nomar's net worth is $15,354.  Which of the following is true?
a)
He has a positive net worth which means his assets are greater than his liabilities. 
b)
He has a negative net worth which means his liabilities are greater than his assets.
c)
He has a positive net worth which means his liabilities are greater than his assets.
d)
He has a negative net worth which means his assets are greater than his liabilities.
8.

Jane's total assets are $4,794. Her liabilities are $2,670 in credit card debt and $3,622 for a student loan. What is her net worth?

a)

$6,124

b)

$11,085

c)

-$6,292

d)

-$1,498

9.

Assets=$20,000

Liabilities=$50,000

What is the net worth?

a)

$80,000

b)

- $80,000

c)

$30,000

d)

- $30,000

10.

Based on the chart above, what is the Net Worth?

a)

$16,840

b)

$50,850

c)

$34,010

d)

$67,690

11.

Based on the chart above, what was the net worth?

a)

$64,020

b)

$19,750

c)

$83,770

d)

$103,520

12.
The table below shows Claude's assets and liabilities.  What is the total value of his liabilities?
a)
$24,950
b)
-$24,520
c)
$25,420
d)
$50,370
13.

Assets - Liabilities = _________

a)

Expenses

b)

Income

c)

Net Worth

d)

Budget

14.

If Liabilities total more than Assets, ....

a)

You listed an item on the wrong side

b)

net worth is negative

c)

you've made a math error

d)

net worth is positive

15.

Given this chart, what is the net worth?

a)

$34,010

b)

$16,840

c)

$50850

d)

$67,690

16.

Which of the following is considered an asset?

a)

Landscaping service

b)

car loan

c)

credit card

d)

furniture

17.

A good way to improve your net worth is to...

a)

Take out a low-interest loan

b)

hire an accountant

c)

pay off your debts

d)

put more money into services than into savings

18.

Assets are best described as ...

a)

things of value that you own

b)

your net worth

c)

a balanced budget

d)

money that is owed

19.

Which items would be listed under liabilities?

a)

child care, gym membership

b)

student loan, credit card balance

c)

cell phone, entertainment

d)

house, car

20.

Net worth is found by....

a)

dividing income by expenses

b)

subtracting expenses from income

c)

subtracting assets from liabilities

d)

subtracting liabilities from assets

21.

What is the error in this net worth statement?

a)

Math error adding assets

b)

Math error adding liabilities

c)

Debit card is listed under assets

d)

A boat is not an asset

22.

Mr. Moneybags has $350,800 in assets. He has a mortgage for $45,200 and a loan on his Lamborghini for $111,500. What is his net worth?

a)

$94,100

b)

$194,100

c)

$417,100

d)

-$45,200

23.

You have a car that is worth 22,000.

a)

This is an asset.

b)

This is a liability.

c)

This is your net worth.

24.

A retirement account of $300,000 is

a)

a liability.

b)

an asset.

c)

your net worth.

25.

Your total assets are $200,000.

Your total liabilities are 100,000.

What is your net worth?

a)

$300,000

b)

$100,000

c)

Not here.

26.

You have land that is worth $200,000.

a)

This is an asset.

b)

This is a liability.

c)

This is your net worth.

27.

Debts or money you owe (you are responsible for paying back).

a)

Liabilities

b)

Assets

c)

Negative Net Worth

d)

Property

28.

Bills and Loans are examples of ________?

a)

Assets

b)

Liabilities

c)

Net worth

d)

Pickles

29.

Which of the following is an asset?

a)

mortgage

b)

school loan

c)

jewelry

d)

credit card bill

30.

Jin's total assets are $8,794.  Her liabilities are $6,292.  What is her net worth?

a)
$6,124
b)
$15,086
c)
-$4,328
d)
$2,502
31.

Examples of Liabilities include which of the following:

a)

Loans, credit cards, and real property

b)

Loans, mortgage, and credit cards

c)

Loans, Art collection, and savings account

d)

Mortgage, credit card, and real property

32.

Positive Net Worth is defined as:

a)

assets are less that liabilities

b)

liabilities are greater than assets

c)

assets are equal to liabilities

d)

assets are greater than liabilities

33.

Negative Net Worth is defined as:

a)

Assets and liabilities are the same amount

b)

Assets are less that liabilities

c)

Liabilities are less that assets

d)

Assets are greater than liabilities

34.
Susie has assets worth $87,000 and a net worth of $32,000.  What is the amount of her liabilities? 
a)
$119,000
b)
$45,000
c)
$55,000
d)
$32,000
35.

The table below shows Claude's assets and liabilities. What is the total value of his liabilities?

a)

$24,950

b)

-$24,520

c)

$25,420

d)

$50,370

36.
Charlie's net worth is -$35,354.  Which of the following is true?
a)
He has a positive net worth which means his assets are greater than his liabilities. 
b)
He has a positive net worth which means his liabilities are greater than his assets.
c)
He has a negative net worth which means his liabilities are greater than his assets.
d)
He has a negative net worth which means his assets are greater than his liabilities 
37.

Abby lives in a home worth $115,000. She has a loan of $98,000 and has a credit card balance of $2,300. She has a car that is worth 5,800. She also has a checking account with a balance of $900 and $300 in gift cards. What is Abby's net worth?

a)

127,200

b)

105,500

c)

232,700

d)

21,700

38.
Isadora rents an apartment for $1,000 a month and has a year's lease.  She owns a car that is worth $14,700.  She has a savings account of $4,750 and a credit card balance of $825.  What is her net worth?
a)
$19,450
b)
-$16,320
c)
$17,625
d)
$1,825
39.

a)

$115,000

b)

$105,000

c)

$95,000

d)

$85,000

40.

a)

$30,000

b)

$40,000

c)

$95,000

d)

$135,000

41.

a)

$5,000

b)

$38,000

c)

$31,000

d)

$12,000

42.

Dani has $1,425 in her bank account and a car worth $3,200. She still owes $1,350 on the car and $825 on her student loans. She has 6 months left on her apartment lease, which charges $140 per month in rent. What is her Net Worth?

a)

$1,610

b)

$3,015

c)

$4,625

d)

$7,640

43.

$8,235 owed on a credit card

a)

Asset

b)

Liability

44.

Which of the following is not an asset?

a)

Car

b)

House Value

c)

House Mortgage

d)

Jewelry

45.

The table shows Peter's net worth statement. Assets are positive and liabilities are negatives. Peter's net worth is $101,800. Based on the information in the table, what is the current value of Peter's house?

a)

$58,600

b)

$98,000

c)

$78,300

d)

$82,100

46.

Based on the chart above, what was the net worth?

a)

$64,020

b)

$19,750

c)

$83,770

d)

$103,520

47.
Sarah's net worth is -$650.74.  Her assets are $3,290.25.  If she increases her liabilities by $634.96, what is her net worth?
a)
$2,004.55
b)
$2,639.51
c)
$3,274.47
48.
Mario's net worth is $8,250.63.  His liabilities are $3,222.35.  If he doubles his net worth but keeps his liabilities the same, what will the new value of his assets be?
a)
$13,278.91
b)
$5,028.28
c)
$16,501.26
49.

What is the equation to find net worth?

a)

Net worth = Total assets

b)

Net Worth = Inflation Rate*purchasing power

c)

Net worth = Total liabilities

d)

Net worth = Total Assets - Total Liabilities

50.

You have $50 in cash, owe your sister $12 and also have a limited edition watch valued at $75. What is the total of the liabilities?

a)

$12

b)

$75

c)

$50

d)

$62

51.

You have $50 in cash, owe your sister $12 and also have a limited edition watch valued at $75. What is the total of the assets?

a)

$12

b)

$75

c)

$125

d)

$62

52.

You have $50 in cash, owe your sister $12 and also have a limited edition watch valued at $75. What is the net worth?

a)

$113

b)

$75

c)

$125

d)

$62