WorksheetsQuiz on Empréstimo
Total questions: 20
Worksheet time: 10mins
What is the meaning of "empréstimo"?
The action of lending.
The action of borrowing.
The action of saving.
The action of spending.
Which of the following is an example of "empréstimo"?
Saving money in a bank.
Borrowing a book from a library.
Spending money on groceries.
Earning money from a job.
What is one of the first options when you need money?
Asking for a loan
Buying a car
Going on a vacation
Eating at a restaurant
Who can you ask for a loan from?
A parent, a friend, a bank, or online
A stranger, a pet, a tree, or a toy
A teacher, a book, a computer, or a game
A car, a house, a bike, or a boat
What is a personal loan?
A) A loan offered by friends and family
B) A loan offered by banks, credit cooperatives, and financial institutions
C) A loan offered by schools
D) A loan offered by grocery stores
What can a personal loan be used for?
A) To buy groceries
B) To cover unexpected expenses or pay off debts with higher interest rates
C) To buy toys
D) To pay for a vacation
Which of the following is an example of a higher interest rate debt that a personal loan can help pay off?
A) Mortgage
B) Credit card or overdraft
C) Car loan
D) Student loan
What is a personal loan used for?
Only for buying a house
Only for paying debts
For anything you want, like paying debts, buying things, or traveling
Only for traveling
What is a personal loan with collateral used for?
Buying groceries
Various uses with a free asset like a car or house
Paying for a vacation
Buying clothes
What happens to the asset in a personal loan with collateral?
It is given to a friend
It is sold immediately
It is alienated to the financial institution as payment guarantee
It is destroyed
What is a "Empréstimo pessoal consignado"?
A type of personal loan where the payment is directly deducted from the payroll or social security benefit of the borrower.
A type of loan where you borrow money from friends.
A type of loan where you pay back in goods instead of money.
A type of loan that does not need to be repaid.
What is a credit card used for?
It is a payment instrument.
It is a type of savings account.
It is a form of cash.
It is a type of insurance.
What is the maximum period for settling purchases made with a credit card?
10 days
20 days
30 days
40 days
What additional benefit does a credit card provide besides being a payment instrument?
It allows for long-term loans.
It provides short-term loans to settle the bill balance.
It offers discounts on purchases.
It increases the credit limit automatically.
What is "Cheque especial"?
A. A type of automatic credit used when there is not enough balance in the account.
B. A type of loan for buying a house.
C. A type of savings account.
D. A type of insurance.
What is required for a client to use "Cheque especial"?
A. The client must have previously contracted this type of credit.
B. The client must have a high credit score.
C. The client must have a co-signer.
D. The client must have a business account.
What is the average annual interest rate for "Cheque especial"?
A. 100%
B. 200%
C. 300%
D. 400%
What problem is Guilherme facing with his bank account?
He has too much money.
He has a negative balance.
He lost his bank card.
He forgot his bank account number.
What did Guilherme decide to do after analyzing his finances?
Save more money.
Spend more money.
Take out a loan.
Close his bank account.
What should students do to help Guilherme?
Ignore his problem.
Help him choose the best type of loan.
Tell him to spend more money.
Advise him to close his bank account.
