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Personal Finance - Vision Boards/Budgeting

Total questions: 30

Worksheet time: 46mins

Name
Class
Date
1.

What are the benefits of creating vision boards?

a)

Increase stress, decrease clarity, provide olfactory reminder

b)

No benefits, waste of time, decrease motivation

c)

Clarify goals, increase motivation, provide visual reminder

d)

Decrease motivation, confuse goals, provide auditory reminder

2.

Explain the process of visualization techniques for vision boards.

a)

Using a vision board to write down goals and aspirations

b)

Gathering images, words, and visual representations that align with goals and aspirations, arranging them on a board, and regularly visualizing and focusing on them.

c)

Asking someone else to create the vision board for you

d)

Creating a digital spreadsheet with goals and aspirations

3.

How can vision boards be used for goal setting?

a)

By reciting goals out loud every morning

b)

By creating a music playlist of goals

c)

By writing down goals on a piece of paper

d)

By visually representing goals and desires

4.

What materials are needed to create a vision board?

a)

Wood, nails, and screws

b)

Poster board, magazines, scissors, glue, markers, and decorative materials

c)

Fabric, yarn, and knitting needles

d)

Cement, bricks, and paint

5.
Budgeting is crucial to your financial success.
a)
True
b)
False
6.
Preparing a budget includes
a)
Income, Expenses, Saving
b)
Only listing your expenses
c)
Only listing your debts
d)
Only listing your income
7.
Examples of Fixed Expenses include:
a)
Mortgage, loans, rent
b)
Cable, entertainment, food
c)
Gas, food, phone
d)
Clothing, gas, food
8.
Car Payment
a)
Fixed Expense
b)
Variable Expense
9.

Fixed or variable expense: Groceries

a)

Fixed

b)

Variable

10.

Fixed or variable expense: Rent?

a)

Fixed

b)

Variable

11.
What is the best way to understand people?
a)
listen to them
b)
think about what you are going to say next
12.
Trying to imagine what the other person is feelings shows good listening skills
a)
true
b)
false
13.
Which one is a way to nonverbally send the message that you are listening?
a)
keep eye contact with the person speaking
b)
looking away from the person talking
14.
Which one is a way to nonverbally send the message that you are listening?
a)
have your back turned to the person speaking
b)
face the person speaking
15.

What was the goal of John and Kim (psychotherapist) having a financial planner?

a)

to retire early

b)

to get out of debt

c)

to make money on investments for paying bills

d)

to not live paycheck to paycheck

16.

What was the goal of Ariana (mother of two little children) meeting with the financial planner?

a)

retire early

b)

get out of debt

c)

make money off of investments

d)

not live pay check to paycheck

17.

What was the goal of Teez (pro football player)?

a)

retire early

b)

get out of debt

c)

make money off of investments

d)

not live paycheck to paycheck

18.

What was the goal of Lindsey(the artist) meeting with a financial planner?

a)

retire early

b)

get out of debt

c)

make money off of investments

d)

not live pay check to paycheck

19.

What advise was Teez given ?

a)

pick random stocks and invest

b)

put your money in a savings account

c)

invest in the S&P 500

d)

pay yourself first

20.

What advice was Lindsey given?

a)

quit your job and take out loans

b)

stop eating take out

c)

stop cooking

d)

work 6 jobs

21.

Why did Teez fall into some financial trouble?

a)

he took out too many loans

b)

he gave all of his money away

c)

he spent all of his money and had nothing left

d)

he got injured and the paychecks stopped coming in

22.

Do you ____ it, love it, like it, want it.

a)

help

b)

need

c)

make

d)

do

23.

What did Ariana need to use her "rainy day" fund for?

a)

she had to put a new roof on

b)

she got evicted

c)

car broke down

d)

leak from pipes

24.

Why is it important to set savings goals?

a)

To spend money freely

b)

To have a clear financial plan

c)

To avoid saving money

d)

To increase debt

25.
What is personal finance?
a)
 a budget
b)
 income and expenses
c)
 savings account
d)
all of the above
26.
What is a budget?
a)
a plan for balancing your income and spending
b)
money earned
c)
something you need in order to survive
d)
something you do not need in order to survive
27.
What is income?
a)
a resource necessary to survive
b)
a balance of your income and spending
c)
money earned
28.
What is a need?
a)
any resource unnecessary to survive
b)
any resource necessary to survive
c)
a plan for balancing income and expenses
29.
What is a want?
a)
any resource necessary for you to survive
b)
any resource unnecessary in order to survive 
c)
money earned
30.

Position where a person receives training in a certain field by working with experienced people.

a)

Pell Grant

b)

FAFSA

c)

Internship

d)

Interview