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Financial Literacy Vocabulary

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

What is a budget?

a)

A financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans.

b)

A spending plan based on income and expenses for a specific period.

c)

The amount of money received by a person, group, or company during a specific time.

d)

A cost or charge.

2.

What is an asset?

a)

A resource with economic value that an individual or corporation owns or controls with the expectation that it will provide a future benefit.

b)

A cost or charge.

c)

The amount of money someone sets aside not to spend.

d)

Something that is owed or due, usually money.

3.

What is interest?

a)

A spending plan based on income and expenses for a specific period.

b)

A transaction involving a money transfer to another party for safekeeping.

c)

The cost of borrowing money, typically expressed as a percentage.

d)

the management of large amounts of money, especially by governments or large companies.

4.

What is credit?

a)

A spending plan based on income and expenses for a specific period.

b)

A fixed annual payment paid for work; usually paid monthly or bi-weekly.

c)

The cost of borrowing money, typically expressed as a percentage.

d)

Money that a bank or business will allow a person to use and then pay back in the future.

5.

What is income?

a)

A spending plan based on income and expenses for a specific period.

b)

A transaction involving a money transfer to another party for safekeeping.

c)

The amount of money received by a person, group, or company during a specific time.

d)

The amount of money someone sets aside not to spend.

6.

What is a bank?

a)

A financial institution that accepts deposits from the public

b)

A cost or charge.

c)

Something that is owed or due, usually money.

d)

A spending plan

7.

What is a deposit?

a)

The cost of borrowing money, typically expressed as a percentage.

b)

A fixed annual payment paid for work

c)

Something that is owed or due, usually money.

d)

A transaction involving a money transfer to another party for safekeeping.

8.

What are expenses?

a)

A cost or charge.

b)

A resource with economic value that an individual or corporation owns or controls

c)

Money that a bank or business will allow a person to use and then pay back in the future.

d)

The cost of borrowing money, typically expressed as a percentage.

9.

What is a salary?

a)

Money that a bank or business will allow a person to use

b)

A fixed annual payment paid for work; usually paid monthly or bi-weekly.

c)

the management of large amounts of money

d)

Something that is owed or due, usually money.

10.

What are savings?

a)

A cost or charge

b)

The cost of borrowing money

c)

The amount of money someone sets aside not to spend.

d)

A spending plan

11.

What is debt?

a)

The amount of money someone sets aside not to spend.

b)

 A financial institution that accepts deposits from the public

c)

The amount of money received by a person, group, or company

d)

Something that is owed or due, usually money.

12.

What is finance?

a)

Something that is owed or due, usually money.

b)

The cost of borrowing money, typically expressed as a percentage.

c)

the management of large amounts of money, especially by governments or large companies

d)

A transaction involving a money transfer to another party for safekeeping.