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Business & Economics Assessment

Total questions: 13

Worksheet time: 8mins

Name
Class
Date
1.

People who make goods or provide a service

a)

consumers

b)

needs

c)

producers

2.

If the supply of a good is higher than the demand, what happens to the price?

a)

stays the same

b)

price increases

c)

price decreases

3.

Which type of economy involves trading, and doesn't usually use money?

a)

traditional

b)

command

c)

mixed

d)

market

4.

What is a producer?

a)

a person who gives goods away

b)

things people would like to have

c)

the exchanged of goods and services without the use of money

d)

a person, company, or country that makes grows, or supplies goods for sale

5.

What is a consumer?

a)

a person who takes things

b)

a person who purchases goods and services for personal use

c)

a person who takes good away

d)

the economic factors affecting the price, demand, and availability of a commodity

6.

In a ______________ economic system, customs and traditions determine what and how to produce

a)

traditional

b)

market

c)

command

d)

mixed

7.

You have a credit score of 350. Is this a good or bad credit score?

a)

Good

b)

Bad

8.

Define debit:

a)

An account with a bank where the customer buys and pays for something at the same time

b)

Money that is owed

c)

The ability of a customer to obtain goods and services before payment, based on the trust that payment will be made in the future

d)

A bank account used to keep money for a long period of time that gains interest

9.

Define credit:

a)

An account with a bank where the customer buys and pays for something at the same time

b)

Money that is owed

c)

The ability of a customer to obtain goods and services before payment, based on the trust that payment will be made in the future

d)

A bank account used to keep money for a long period of time that gains interest

10.

When you invest in the stock market, your return depends on how well the business you bought shares from does. This is an example of a ________-risk investment.

a)

Low

b)

Moderate

c)

High

11.

What are Stocks?

a)

Where an investor pools together several people's money and invests it in stocks and bonds. Good if you don't have the money to diversify and want to make more money than a CD or savings account.

b)

Where you can deposit your money into a bank. You earn a small amount of interest off this investment method. You can access your money, but the bank will penalize you if you withdraw from it too much.

c)

You own part of a company. You may earn a dividend where you get part of the company's prot. You want to buy this when the price is low and sell when it's high.

d)

Where you can deposit your money into a bank for a specied amount of time to earn a higher amount of interest. You cannot touch your money during the time it is invested this way.

e)

When you loan money to a business or the government. You can cash it (after it matures) and get your initial payment back and your earned interest.

12.

What is gross income?

a)

The amount of money you can budget

b)

The money taken out of your pay (ie. taxes)

c)

Your take home pay. Gross income minus deductions

d)

The amount of money you make before deductions

13.

What is net income?

a)

The amount of money you can budget

b)

The money taken out of your pay (ie. taxes)

c)

Your take home pay. Gross income minus deductions

d)

The amount of money you make before deductions