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PERSONAL FINANCE - CHAPTER 1 VOCABULARY (Coach Moore)

Total questions: 30

Worksheet time: 3hrs 30mins

Name
Class
Date
1.

NEEDS

a)

The process of setting financial goals and developing plans to reach them while meeting financial needs.

b)

an overview of an individual’s current financial position and strategies to meet future financial aspirations.

c)

necessities a person must have to survive.

d)

things that a person desires but can live without

e)

an individual who purchases goods and services for personal use.

2.

GOODS

a)

tangible items that can be touched, used and purchased, such as food or clothing.

b)

intangible activities that another person usually performs for a fee, such as house cleaning or completing tax returns.

c)

principles and beliefs that a person considers important. They influence the way you live and think as well as your decisions and behavior.

d)

the overall structure of values and goals that guides a persons behavior and provides a sense of direction in life.

e)

he moral principles or belifs that direct a person’s behavior.

3.

STANDARDS

a)

a value or goal that is given more importance than other values and goals.

b)

an established measure of quality, value or quantity.

c)

a supply of something that can be used when needed. Tools you use to reach goals.

d)

an objectiveto be attained in a specific amount of time.

e)

having the ability to understand basic topics related to finance such as wisely, making, saving and spending money

4.

WANTS

a)

The process of setting financial goals and developing plans to reach them while meeting financial needs.

b)

an overview of an individual’s current financial position and strategies to meet future financial aspirations.

c)

necessities a person must have to survive.

d)

things that a person desires but can live without

e)

an individual who purchases goods and services for personal use.

5.

CONSUMER

a)

The process of setting financial goals and developing plans to reach them while meeting financial needs.

b)

an overview of an individual’s current financial position and strategies to meet future financial aspirations.

c)

necessities a person must have to survive.

d)

things that a person desires but can live without

e)

an individual who purchases goods and services for personal use.

6.

FINANCIAL PLAN

a)

The process of setting financial goals and developing plans to reach them while meeting financial needs.

b)

an overview of an individual’s current financial position and strategies to meet future financial aspirations.

c)

necessities a person must have to survive.

d)

things that a person desires but can live without

e)

an individual who purchases goods and services for personal use.

7.

the amount that is paid for using money.

a)

INFLATION

b)

INTEREST

c)

DEMOGRAPHICS

d)

CULTURE

e)

ENTITLEMENT

8.

VALUES

a)

tangible items that can be touched, used and purchased, such as food or clothing.

b)

intangible activities that another person usually performs for a fee, such as house cleaning or completing tax returns.

c)

principles and beliefs that a person considers important. They influence the way you live and think as well as your decisions and behavior.

d)

the overall structure of values and goals that guides a persons behavior and provides a sense of direction in life.

e)

he moral principles or belifs that direct a person’s behavior.

9.

PERSONAL FINANCIAL PLANNING

a)

The process of setting financial goals and developing plans to reach them while meeting financial needs.

b)

an overview of an individual’s current financial position and strategies to meet future financial aspirations.

c)

necessities a person must have to survive.

d)

things that a person desires but can live without

e)

an individual who purchases goods and services for personal use.

10.

ETHICS

a)

tangible items that can be touched, used and purchased, such as food or clothing.

b)

intangible activities that another person usually performs for a fee, such as house cleaning or completing tax returns.

c)

principles and beliefs that a person considers important. They influence the way you live and think as well as your decisions and behavior.

d)

the overall structure of values and goals that guides a persons behavior and provides a sense of direction in life.

e)

he moral principles or belifs that direct a person’s behavior.

11.

PRIORITY

a)

a value or goal that is given more importance than other values and goals.

b)

an established measure of quality, value or quantity.

c)

a supply of something that can be used when needed. Tools you use to reach goals.

d)

an objectiveto be attained in a specific amount of time.

e)

having the ability to understand basic topics related to finance such as wisely, making, saving and spending money

12.

RESOURCE(S)

a)

a value or goal that is given more importance than other values and goals.

b)

an established measure of quality, value or quantity.

c)

a supply of something that can be used when needed. Tools you use to reach goals.

d)

an objectiveto be attained in a specific amount of time.

e)

having the ability to understand basic topics related to finance such as wisely, making, saving and spending money

13.

SERVICES

a)

tangible items that can be touched, used and purchased, such as food or clothing.

b)

intangible activities that another person usually performs for a fee, such as house cleaning or completing tax returns.

c)

principles and beliefs that a person considers important. They influence the way you live and think as well as your decisions and behavior.

d)

the overall structure of values and goals that guides a persons behavior and provides a sense of direction in life.

e)

he moral principles or belifs that direct a person’s behavior.

14.

the statistical characteristics of a population.

a)

INFLATION

b)

INTEREST

c)

DEMOGRAPHICS

d)

CULTURE

e)

ENTITLEMENT

15.

FINANCIAL COMPETENCE

a)

a value or goal that is given more importance than other values and goals.

b)

an established measure of quality, value or quantity.

c)

a supply of something that can be used when needed. Tools you use to reach goals.

d)

an objectiveto be attained in a specific amount of time.

e)

having the ability to understand basic topics related to finance such as wisely, making, saving and spending money

16.

COST BENEFIT ANALYSIS

a)

a method of weighting the costs against the benefits of an action, a purchase, or a financial decision.

b)

The change in total benefit of using one additional unit

c)

the marginal benefit of using each additional unit of something tends to dcrease as the quantity used increases.

d)

the choice you give up when you make one choice over another.

e)

the value of the option you give up.

17.

GOAL

a)

a value or goal that is given more importance than other values and goals.

b)

an established measure of quality, value or quantity.

c)

a supply of something that can be used when needed. Tools you use to reach goals.

d)

an objectiveto be attained in a specific amount of time.

e)

having the ability to understand basic topics related to finance such as wisely, making, saving and spending money

18.

a government program that provides financial benefits to eligible citizens based on their legal rights.

a)

INFLATION

b)

INTEREST

c)

DEMOGRAPHICS

d)

CULTURE

e)

ENTITLEMENT

19.

OPPORTUNITY COST

a)

a method of weighting the costs against the benefits of an action, a purchase, or a financial decision.

b)

The change in total benefit of using one additional unit

c)

the marginal benefit of using each additional unit of something tends to dcrease as the quantity used increases.

d)

the choice you give up when you make one choice over another.

e)

the value of the option you give up.

20.

VALUE SYSTEM

a)

tangible items that can be touched, used and purchased, such as food or clothing.

b)

intangible activities that another person usually performs for a fee, such as house cleaning or completing tax returns.

c)

principles and beliefs that a person considers important. They influence the way you live and think as well as your decisions and behavior.

d)

the overall structure of values and goals that guides a persons behavior and provides a sense of direction in life.

e)

he moral principles or belifs that direct a person’s behavior.

21.

LAW OF DIMINISHING MARGINAL UTILITY

a)

a method of weighting the costs against the benefits of an action, a purchase, or a financial decision.

b)

The change in total benefit of using one additional unit

c)

the marginal benefit of using each additional unit of something tends to dcrease as the quantity used increases.

d)

the choice you give up when you make one choice over another.

e)

the value of the option you give up.

22.

MARGINAL BENEFIT

a)

a method of weighting the costs against the benefits of an action, a purchase, or a financial decision.

b)

The change in total benefit of using one additional unit

c)

the marginal benefit of using each additional unit of something tends to dcrease as the quantity used increases.

d)

the choice you give up when you make one choice over another.

e)

the value of the option you give up.

23.

TRADE-OFF

a)

a method of weighting the costs against the benefits of an action, a purchase, or a financial decision.

b)

The change in total benefit of using one additional unit

c)

the marginal benefit of using each additional unit of something tends to dcrease as the quantity used increases.

d)

the choice you give up when you make one choice over another.

e)

the value of the option you give up.

24.

MANAGEMENT

a)

a process of choosing a course of action after evaluating available information and weighing the costs and benefits of alternative actions and their consequences.

b)

the process of organizing and using resources to achieve predermined objectives.

c)

a system that individuals use to acquire, organize, maintain, retrieve and use infomration.

d)

the state of the economy at a given time

e)

a period of slow or no economic growth.

25.

(PIM) PERSONAL INFORMATION MANAGEMENT

a)

a process of choosing a course of action after evaluating available information and weighing the costs and benefits of alternative actions and their consequences.

b)

the process of organizing and using resources to achieve predermined objectives.

c)

a system that individuals use to acquire, organize, maintain, retrieve and use infomration.

d)

the state of the economy at a given time

e)

a period of slow or no economic growth.

26.

RECESSION

a)

a process of choosing a course of action after evaluating available information and weighing the costs and benefits of alternative actions and their consequences.

b)

the process of organizing and using resources to achieve predermined objectives.

c)

a system that individuals use to acquire, organize, maintain, retrieve and use infomration.

d)

the state of the economy at a given time

e)

a period of slow or no economic growth.

27.

a period of rising prices.

a)

INFLATION

b)

INTEREST

c)

DEMOGRAPHICS

d)

CULTURE

e)

ENTITLEMENT

28.

ECONOMIC CONDITION

a)

a process of choosing a course of action after evaluating available information and weighing the costs and benefits of alternative actions and their consequences.

b)

the process of organizing and using resources to achieve predermined objectives.

c)

a system that individuals use to acquire, organize, maintain, retrieve and use infomration.

d)

the state of the economy at a given time

e)

a period of slow or no economic growth.

29.

SYSTEMATIC DECISION MAKING

a)

a process of choosing a course of action after evaluating available information and weighing the costs and benefits of alternative actions and their consequences.

b)

the process of organizing and using resources to achieve predermined objectives.

c)

a system that individuals use to acquire, organize, maintain, retrieve and use infomration.

d)

the state of the economy at a given time

e)

a period of slow or no economic growth.

30.

the beliefs, behaviors, and other characteristics common among members of a group or society.

a)

INFLATION

b)

INTEREST

c)

DEMOGRAPHICS

d)

CULTURE

e)

ENTITLEMENT