Cost of borrowing money on an annual basis; takes into account the interest rate and other related fees on a loan.

a specific type of loan that is used to buy real estate

Financial institutions that accept deposits and make loans

The return on an investment before the impacts of inflation and taxes are taken into account.

companies that make small short-term, high-interest loans to tide a person over "until payday"

interest earned on both the principal amount and any interest already earned

A savings alternative in which money is left on deposit for a stated period of time to earn a specific rate of return.

A personal savings plan; contributions are not tax-deductible; earnings are tax-free

the reduction of a loan balance through payments made over a period of time

A bank card that automatically deducts the amount of a purchase from the checking account of the cardholder

a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.

A card that allows you to spend only the amount you have pre-deposited into an account.

A title pawn lender will grant loans where borrowers can use their vehicle title as
collateral or as security for repayment.

A nonprofit financial institution that is owned by its members and organized for their benefit.

similar to a 401k, but only employees of certain nonprofit organizations can participate

A type of smartphone app that lets an account holder pay people and businesses using a cell phone. Also referred to as "mobile wallet." (ie. Apple Wallet, Samsung Wallet, Google Wallet)

A digital currency in which encryption techniques are used to regulate the generation of units of currency and verify the transfer of funds.

A bank account that earns interest

Interest rate that does not change from month to month.

a high-risk investment that might earn a large profit in a short time

A defined contribution plan that automatically takes out money from an employee's paycheck before income taxes and invests it in mutual funds for purposes of retirement savings

An account such as an IRA or 401(k) that helps an individual set aside money for retirement.

A return with inflation taken out of it.

an interest rate that goes up and down with inflation and other economic conditions