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Challenges to Savings Exit Slip

Total questions: 3

Worksheet time: 2mins

Name
Class
Date
1.
  1. When developing a savings plan, which is TRUE about saving and inflation?

a)
  1. In order to avoid losing purchasing power over time, the rate of return for savings accounts should be at least as high as the rate of inflation

b)
  1. In order to avoid losing purchasing power over time, the rate of return for savings accounts should be lower than the rate of inflation

c)
  1. To maximize saving, the rate of return for savings accounts should be exactly equal to the rate of inflation

d)
  1. There is no relationship between saving and inflation

2.
  1. What does it mean to live paycheck to paycheck?

a)
  1. Saving a portion of your paycheck for emergencies

b)
  1. Having multiple sources of income to cover expenses

c)
  1. Struggling to cover your financial needs with each paycheck

d)
  1. Enjoying a comfortable lifestyle without worrying about money

3.
  1. How can credit cards make it more challenging to save? 

a)
  1. Many banks will not let you open a savings account when you have a credit card

b)
  1. You will be charged a fee for every credit card transaction

c)
  1. Retailers mark up purchases if you use a credit card

d)
  1. Credit cards make it easier to spend money