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FinLit Unit 1 Quiz Review

Total questions: 18

Worksheet time: 9mins

Name
Class
Date
1.

What is a Medium of Exchange?

a)

A tool used to determine the price of a good or service

b)

Something used as a payment method

c)

Something used to manufacture coins

d)

A place where people exchange money for gold

2.

What is Commodity Money?

a)

Something used as money that also has inherent value

b)

Something that has no inherent value

c)

A trade good that is made out of gold

d)

A service provided as a form of barter

3.

What is Fiat Money?

a)

Something used as money that has no inherent value

b)

Something used as money because it has an inherent value

c)

Coins made of precious metals

d)

Counterfeit money

4.

Which precious metal would have the most value?

a)

Gold

b)

Zinc

c)

Copper

d)

Nickel

5.

What is Representative Money?

a)

Something that is used as money, but has no intrinsic value

b)

Something intrinsically valuable that is used as money

c)

Precious metals, such as gold and silver

d)

Base metals, such as zinc and copper

6.

Why was Gold used to mint coins?

a)

Gold has value based on its weight

b)

Gold is hard to break

c)

Gold is very common and easy to find

d)

Gold had no intrinsic value

7.

What is the Federal Reserve?

a)

A place where a nation stores its gold reserves

b)

A place were gold coins are made

c)

The first kingdom on earth to mint gold coins

d)

The place where dollar bills are printed

8.

What is a Banknote?

a)

A type of representative money printed by the government

b)

A receipt from a store

c)

A coin made of base metals

d)

A record of your bank

9.

What is Inflation?

a)

When money loses its buying power

b)

When money gains more buying power

c)

When there is less gold to make coins

d)

When the reserve runs out of gold

10.

What is Deflation?

a)

When money loses its buying power

b)

When money gains more buying power

c)

When there is less gold to make coins

d)

When the reserve runs out of gold

11.

What is the Gold Standard?

a)

When the value of money is connected to gold

b)

When coins are made of a mixture of gold and zinc

c)

When the government prints money that has no value

d)

When money loses its value

12.

Why do you want a small amount of inflation in an economy?

a)

Some inflation helps the economy grow

b)

Some inflation keeps money rare

c)

You don't want any inflation

d)

Some inflation keeps people from spending their money carelessly

13.

Who issues Representative Money?

a)

Banks and Financial Institutions

b)

Governments

c)

Merchants

d)

Stores and Markets

14.

Why do we use a Medium of Exchange?

a)

It is easier to use money than to barter all the time

b)

Money has more value than goods

c)

A Medium of Exchange is always protected by the government

d)

Carrying around money is much easier

15.

Who used the first paper money?

a)

China

b)

Japan

c)

Korea

d)

Vietnam

16.

What nation used the first metal coins?

a)

The Kingdom of Lydia

b)

Ancient Greece

c)

Ancient Egypt

d)

The Roman Empire

17.

Which of the following would NOT be considered Commodity Money?

a)

Dollar Bills

b)

Rice or Grain

c)

Seashells

d)

Animal Fur

18.

Which of the following is NOT representative money?

a)

Credit Card

b)

Cheque

c)

Electronic Payment

d)

Silver Dollar Coin