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WorksheetsEmployee Induction
Total questions: 21
Worksheet time: 11mins
Name
Class
Date
1.
What is extra sum insured in Health Gain?
a)
Additional accident cover for all insured members
b)
Additional Critical illness cover for all insured members
c)
The company shall provide an additional 20% of base sum insured as extra sum insured on the same claim.
2.
What is covered in enhanced cover in Health Gain?
a)
Unlimited reinstatement of SI
b)
Guaranteed Cumulative Bonus
c)
Consumable Cover
d)
All of the above
3.
Customer has option to opt air ambulance as optional benefit in Health Gain.
a)
True
b)
False
4.
In Health Gain - Waiver of renewal premium if listed CI diagnosed to proposer is available in
a)
Only Prime
b)
Only Power & Prime
c)
Plus, Power & Prime
5.
If customer opted zone 2 and going to zone 1 for treatment, will there be any co payment in Health Gain?
a)
No
b)
Yes, there will be copayment of 20%.
c)
Yes, there will be co payment of 10%.
6.
In Health Gain - Customer of power plan used ambulance from one city to other city(distance more than 100KM). Ambulance eligibility in this case is up to
a)
3000 rupees only
b)
20000 rupees
c)
1500 rupees
d)
actual expenses
7.
In Health Gain Ayush is covered up to:
a)
20000 rupees
b)
50000 rupees
c)
Sum Insured
d)
Not Covered
8.
Premium paid in Health Insurance policy gives tax benefit under:
a)
Sec 80C
b)
Sec 10(10D)
c)
Sec 80D
9.
Accident hospitalization is covered after waiting period of..
a)
30 Days
b)
2 Years
c)
90 Days
d)
Covered from day 1
10.
In Health Gain - Loyalty cover shall be provided to policy holder(who is insured also) at the end of each policy year only if there in no claim during policy year.
a)
TRUE(it must be claim free year)
b)
FALSE( Irrespective of claim loyalty benefit will be there)
11.
What is room rent capping in Health Infinity?
a)
Single Private Room
b)
Rs. 5000/per day
c)
Rs. 3000 per day
d)
No sub limit
12.
Sum insured options in Health Infinity.
a)
3,5,10,15,50 Lacs & 1 Cr., 2 Cr.,3 Cr.,4 cr.,5 cr
b)
5,10,15,20,50 Lacs
c)
5 Lacs to 3 Crs
d)
3,6,9,12,15,18 Lacs
13.
What is default pre existing waiting period in Health Infinity?
a)
1 Year
b)
3 Years
c)
2 Years
d)
4 Years
14.
What is more time option in Health Infinity?
a)
Extended policy year of 13 months if policy period is 1 year
b)
Extended policy year of 26 months if policy period is 2 years.
c)
Both of above
15.
In Health Infinity - If customer submit health checkup report, we offer maximum discount on renewal up to:
a)
15%
b)
10%
c)
20%
d)
2%
16.
Maximum number of insured in family floater policy:
a)
2Adults+2 Children
b)
2Adults+ 4Children
c)
2 Adults + 6 Children
d)
4 Adults + 4 Children
17.
In Health Infinity - Customer has opted Volantary Co Payment option, what discount customer will get?
a)
5%
b)
10%
c)
20%
d)
75%
18.
In Health Infinity - When a policy holder can exercise More Global Cover ?
a)
Global Cover can be used for planned hospitalization with limit upto Sum Insured or Maximum upto 50 lacs
b)
if during travel outside India, if insured person required emergency care and treatment can not be postponed, in such scenario More Global Cover can be exercised and 100% sum insured can be utilised. In case of Emergency PED is also covered if it becomes life threatening.
c)
Both A and B
d)
Only A
19.
What is the condition for Availing Maternity Cover in Health Infinity?
a)
Policy with 3 year policy tenure covering the female member aged between 18 yrs to 45 yrs.( waiting period applicable )
b)
Policy with1,2, 3 year policy tenure covering the female member aged between 18 yrs to 45 yrs.( waiting period applicable )
c)
Maternity Cover Not Available
d)
Policy with 3 year policy tenure covering the female member aged between 18 yrs to 60 yrs.( waiting period applicable )
20.
What is inpatient hospitalization ?
a)
A situation wherein less than 24 hrs Hospitalization is required.
b)
A situation wherein less than 8 hrs Hospitalization is required.
c)
A situation wherein more than 24 hrs Hospitalization is required.
d)
A situation wherein Hospitalization is not required.
21.
What is domiciliary hospitalization
a)
Treatement at home for less than 24 hours
b)
Treatement at home for more than 48 hours under consultation of a qualified doctor with a condition that either room is not available in hospital or patient is not in condition to visit hospital
c)
Treatement at home for more than 72 hours under consultation of a qualified doctor with a condition that either room is not available in hospital or patient is not in condition to visit hospital
d)
Treatement at home for more than 24 hours under consultation of a qualified doctor with a condition that either room is not available in hospital or patient is not in condition to visit hospital
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