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Q1 MS Midterm

Total questions: 35

Worksheet time: 18mins

Name
Class
Date
1.

What is economics?

a)

The study of money

b)

The study of how people choose to use their resources

c)

The study of businesses

d)

The study of government spending

2.

Which of the following is NOT an example of a resource in economics?

a)

Time

b)

Money

c)

Attention

d)

Happiness

3.

What is "The Market" in economic terms?

a)

A place to buy groceries

b)

Where people buy and sell goods or services

c)

A type of financial investment

d)

A government agency

4.

Which of the following is NOT one of the Four S's of economics?

a)

Scarcity

b)

Self-Interest

c)

Subjective Value

d)

Supply and Demand

5.

What does scarcity mean in economics?

a)

The gap between limited resources and wants/needs

b)

When something is very expensive

c)

When the government runs out of money

6.

What is the difference between self-interest and being selfish?

a)

There is no difference

b)

Self-interest benefits others, while being selfish doesn't

c)

Self-interest is illegal, but being selfish is not

d)

Self-interest is about money, while being selfish is about time

7.

What does subjective value mean?

a)

Everything has the same value to everyone

b)

Only expensive things have value

8.

What are sunk costs?

a)

Money spent on submarines

b)

Costs that only apply to businesses

c)

Spent resources that you can't get back

9.

What is comparative advantage?

a)

When you're better at everything than everyone else

b)

When you focus on what you're best at doing

c)

When you can buy things cheaper than others

d)

When you have more money than others

10.

What is the main focus of all marketing efforts?

a)

Products

b)

Employees

c)

Customers

d)

Profits

11.

Which of these is NOT part of the Marketing Mix?

a)

Price

b)

Promotion

c)

Employees

d)

Product

12.

What do we call a specific group of customers that a business focuses its marketing efforts on?

a)

Buying Bunch

b)

Consumer cluster

c)

Target market

d)

Customer Cohort

13.

Which of these is an example of a demographic factor when considering target markets?

a)

Country

b)

Lifestyle

c)

Age

d)

Climate

14.

At Disneyland, customers are called:

a)

Visitors

b)

Tourists

c)

Patrons

d)

Guests

15.

Which of these is NOT a consideration when designing product packaging?

a)

Durability

b)

Price

c)

Color

d)

Employee opinions

16.

What does the 'Place' in the Marketing Mix refer to?

a)

Location of the company

b)

Where ads are placed

c)

Distribution

d)

Store layout

17.

What is the term for a business's obligation to contribute to society?

a)

Community service

b)

Social responsibility

18.

What is the main difference between a need and a want?

a)

Needs are things you can live without, wants are essential

b)

Needs are essential for survival, wants are not

c)

Needs and wants are the same thing

d)

Needs are more expensive than wants

19.

Which of the following is an example of a fixed expense?

a)

Groceries

b)

Electricity bill

c)

Monthly rent payment

d)

Gas for your car

20.

What is a budget?

a)

A list of things you want to buy

b)

A plan for making and spending money

c)

A type of bank account

d)

A government tax document

21.

Which of these is NOT a type of financial institution?

a)

Banks

b)

Credit unions

c)

Grocery stores

d)

Financial tech companies

22.

What is a checking account primarily used for?

a)

Earning high interest on savings

b)

Taking out loans

c)

Everyday transactions and bill payments

d)

Long-term investments

23.

What does the term "credit" mean in personal finance?

a)

A type of loan that never needs to be repaid

b)

The ability to obtain goods or services before payment

c)

A reward program for using debit cards

d)

A type of savings account

24.

What does a credit score indicate?

a)

How much money you have in the bank

b)

Your ability to repay a loan

c)

The number of credit cards you own

d)

Your annual income

25.

On a pay stub, what is the difference between gross pay and net pay?

a)

Gross pay is before taxes, net pay is after taxes

b)

Gross pay is after taxes, net pay is before taxes

c)

Gross pay is for full-time employees, net pay is for part-time

d)

There is no difference between gross pay and net pay

26.

Which of the following is an example of a variable expense?

a)

Car insurance premium

b)

Netflix subscription

c)

Monthly utility bill

d)

Annual property tax

27.

What are goods in business?

a)

Things you can touch and buy

b)

Services provided by a company

c)

Ideas for new products

d)

Money earned by a business

28.

Which of the following is an example of a service?

a)

A book

b)

A haircut

c)

A bicycle

d)

A sandwich

29.

What does "intangible" mean in business terms?

a)

Something very expensive

b)

Something you can eat

c)

Something you cannot touch

d)

Something made of metal

30.

Which of these businesses likely offers both goods and services?

a)

A grocery store

b)

A car repair shop

c)

A clothing store

d)

A movie theater

31.

What is a sole proprietorship?

a)

A business owned by the government

b)

A business owned by many people

c)

A business owned by one person

d)

A business owned by two friends

32.

Which of these is NOT a main area of business management?

a)

Marketing

b)

Human Resources

c)

Gardening

d)

Finance

33.

What does HR stand for in business?

a)

Happy Results

b)

Human Resources

c)

Huge Responsibility

d)

Helpful Robots

34.

What is the main goal of marketing in a business?

a)

To make employees happy

b)

To clean the office

c)

To sell products or services

d)

To hire new workers

35.

What problem might a new toy solve for customers?

a)

Boredom

b)

Transportation

c)

Weather protection