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Worksheets

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Total questions: 20

Worksheet time: 12mins

Name
Class
Date
1.

Insurance helps to............

a)

Prevent adverse situations from occurring

b)

Reduce the financial consequences of adverse situations

c)

Negate all consequences of adverse situations

2.
The movement of funds by electronic means
a)
EFT (Electric Funds Transfer)
b)
ATM (Automated Teller Machine)
c)
PIN (Personal Identification Number
d)
POS (Point of Sale transaction)
3.

A person is said to have insurable interest if he suffers................

a)

a stroke if any damage occurs to his relationship

b)

no financial loss at all

c)

a financial loss when the property is damaged

4.

A cheque becomes invalid after 6 months - true or false?

a)

True

b)

False

5.

The drawee is the bank upon whom the cheque is drawn (who issued the cheque book)

a)

True

b)

False

6.

Which type of banking system focuses on expansion through branches?

a)

Internet Banking

b)

Unit Banking

c)

Branch Banking

d)

Consumer Banking

7.

Credit can be created by

a)

RBI

b)

Foreign Banks

c)

Commercial Banks

d)

Private Banks

8.

Bank rate is decided by which of the following?

a)

Reserve Bank of India

b)

Government of India

c)

State bank of India

d)

SEBI

9.

Which of the following is not a regulatory institution in the Indian Financial System?

a)

RBI

b)

SEBI

c)

CIBIL

d)

IRDA

10.
a)

Credit card

b)

signature

c)

ATM

11.

Which of the following best describes a LOAN?

a)

Money borrowed that can be paid back if one feels like it.

b)

Money borrowed

c)

Money borrowed with the expectation of paying it back in a timely manner.

d)

Money gifted to someone with no expectation of payback.

12.

Apex bank in India is (a)  

13.

Which banks do not accept deposits?

a)

Commercial banks

b)

Investment banks

c)

Retail banks

d)

None of the above

14.

Retail banking means

a)

Wholesale banking

b)

Banking for individuals

c)

Banking for corporates

d)

Retail Outlets

15.

The imperial bank of India, after its nationalisation came to be known as?

(a)  

16.

Which is the first bank to introduce ATM in India?

(a)  

17.

At which city is the Head office of Reserve bank of India located?

(a)  

18.

Which is not the role of banks in economic development

a)

Agriculture

b)

Industries

c)

Fisheries

d)

services

19.

The Imperial Bank of India is the combination of

i) Bank of Bengal

ii) Bank of Bombay

iii) Bank of Madras

a)

i & iii

b)

i,ii,& iii

c)

ii & iii

d)

None of these

20.

The word 'BANCO' comes from ?

a)

French

b)

Spanish

c)

Italian

d)

Chinese