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Money Matters - 2026 Mid-Term Exam

Total questions: 50

Worksheet time: 25mins

Name
Class
Date
1.

Which form is used to determine the amount of money removed from your paycheck for federal taxes?

a)

W-2 form

b)

I-9 form

c)

W-4 form

d)

SSA form

2.

Which of the following is important to remember when resigning from a job?

a)

Lie to avoid any conversations

b)

Always be professional

c)

Be brutally honest

d)

Identify poor employees

3.

Which of the following should you consider before accepting a job offer?

a)

Salary

b)

Work location

c)

Benefits of the job

d)

All of the above

4.

What age is defined as a minor by the US federal government?

a)

Under 15

b)

Under 16

c)

Under 18

d)

Under 21

5.

When should you arrive for an in-person interview?

a)

At least 5 minutes early

b)

At least 15 minutes early

c)

At least 30 minutes early

d)

At the scheduled time

6.

Which of the following is important to leave off your resume?

a)

Your street address

b)

Your work experience

c)

Your skills

d)

Your education

7.

What is the first step in the job seeking process?

a)

Search for jobs

b)

Accept interviews

c)

Prepare material and information

d)

Apply for jobs

8.

What is one way to reduce poor communication?

a)

Ignore communication styles altogether

b)

Learn to flex to other communication styles

c)

Learn to flex to one other communication style

d)

Know everything about your communication style

9.

What is a career plan?

a)

A plan for your career that you should finish developing in high school

b)

A roadmap on how to graduate from college

c)

A guide on how you will progress along your working life

10.

A self-assessment is important in career planning because it helps:

a)

Align your interests and career choices

b)

Narrow down the number of occupations to choose from

c)

All of the above

11.

What is a resume?

a)

A list of jobs you are thinking of applying to

b)

A formal document that introduces your qualifications to an employer

c)

A letter of recommendation

d)

A job document required for completing taxes

12.

Which work experience is listed first on a resume?

a)

The oldest

b)

The highest paying

c)

The most exciting

d)

The most recent

13.

Which of the following is the last section on most job applications?

a)

Personal information

b)

References

c)

Signature

d)

Job-related questions

14.

Which of the following questions can legally be asked on a job application?

a)

In which country or countries do you have citizenship

b)

During which holidays will you require off-time

c)

Are you at least 18 years of age

d)

What is your marital status

15.

When submitting a filled-out job application in person, which of the following is suggested?

a)

Attach a copy of your career plan

b)

Show the person your career portfolio

c)

Ask to speak to the hiring manager

d)

Request an on-the-spot interview

16.

Which of the following should an individual get permission to include as a reference on a job application?

a)

Past supervisors

b)

Past co-workers

c)

All the answers are correct

d)

Mentors

17.

Always use black or (a)   pens on job applications.

Choose from the below words

Pink

Blue

Purple

Red

18.

If you do NOT know how to answer a question on a job application, you should leave it blank.

a)

True

b)

False

19.

Where is the Channel in this example of communication?

a)

A

b)

B

c)

C

d)

D

e)

E

20.

During active listening, "receiving" is the process of:

a)

A) Taking in all of the information about the communication.

b)

B) Focusing on the information you've received.

c)

C) Interpreting the meaning of the communication.

d)

D) Restating the information you have received.

21.

What is the first step in communication planning?

a)

Clarify objectives.

b)

Determine the purpose of the message.

c)

Outline the communication for delivery.

d)

Identify the audience.

e)

Determine the best channel of communication.

22.

Which of the following is an example of an email address which is NOT appropriate for use on a job application?

a)

RichLauro306@domain.com

b)

Keisha.Clemins@domain.com

c)

Cheerqueen15@domain.com

d)

S.T.Brown@domain.com

23.

Which of the following is typically the first section of a job application?

a)

Job-related questions

b)

Education and work experience

c)

References

d)

Personal Information

24.

Andrea earns $8 per hour and works 20 hours per week. She receives  each week’s paycheck every Friday afternoon. The percentage of Andrea’s  gross pay which goes toward Social Security and Medicare is 7.65 percent  of her gross pay. How much is taken out for these taxes from her gross pay? How much is taken out for these taxes from her gross pay?

a)

$12.24

b)

$131.76

c)

$13.76

d)

$80.00

25.

Andrea earns $8 per hour and works 20 hours per week. She receives each week’s paycheck every Friday afternoon. The percentage of Andrea’s gross pay which goes to federal income tax withholding is 15 percent. How much is her check when you subtract her federal income tax withholding from her gross pay? How much is her check when you subtract her federal income tax withholding from her gross pay?

a)

$80.00

b)

$131.76

c)

$136.00

d)

$160.00

26.

Andrea earns $8 per hour and works 20 hours per week. She receives her paycheck for her hours worked during the week every Friday afternoon. What is her gross pay?

a)

$80.00

b)

$131.76

c)

$144.00

d)

$160.00

27.

John’s employer withholds his taxes with every paycheck. However, John is also self-employed and is responsible for paying his taxes on his second income. To make it easier, what might John ask his employer to do for him?

a)

Take additional taxes out by requesting it on a W-9

b)

Take additional taxes out by requesting it on a W-4

c)

Neither, John must pay his own taxes for the income

d)

Take additional taxes out on a W-4 and W-9

28.

Which of the following number of dependents claimed on a W-4 will have the most income tax withholding taken out of your paycheck?

a)

0

b)

1

c)

2

d)

3

29.

Which of the following entities does NOT have the ability to collect taxes on the local level?

a)

County governments

b)

City governments

c)

School districts

d)

Politicians

30.

Which of the following entities writes states' tax laws?

a)

The president

b)

Congress

c)

Each state

d)

The IRS

31.

The IRS is NOT responsible for which of the following?

a)

Issuing tax refunds

b)

Collecting taxes

c)

Processing tax returns

d)

Promoting economic Prosperity

32.

Which of the following is the federal bureau which collects taxes and turns the money over to the Treasury Department?

a)

Congress

b)

Department of Tax Collection

c)

Internal Revenue Service

d)

Executive Department

33.

When you go to work for an employer, you will complete a W-4. Which of the following is NOT information the employer will take from this form when setting you up for payroll?

a)

Your marital status

b)

Your Social Security number

c)

The number of dependents you claim for your tax return

d)

Deductions you expect to take on your tax return

34.

According to the segment, people who are considered contract labor usually pay their taxes how often?

a)

Weekly

b)

Monthly

c)

Quarterly

d)

Annually

35.

If you work for yourself, whose responsibility is it to pay the withholding taxes out of your income payments?

a)

Yours

b)

The federal government's

c)

The city's

d)

The tax accountant's

36.

The two most basic ways to pay your income taxes to the federal government are which of the following?

a)

Estimated and monthly payments

b)

Estimated and quarterly payments

c)

Withholding and estimated payments

d)

Withholding and monthly deposits

37.

A tax on the manufacturing, sale and consumption of products, such as tobacco or alcohol is known as which of the following?

a)

Estate tax

b)

Excise tax

c)

Gift tax

d)

Luxury tax

38.

Sales taxes are collected from the consumers by which of the following?

a)

A store merchants

b)

City governments

c)

State comptrollers

d)

IRS

39.

Which of the following best fits the taxes which local governments collect?

a)

Sales tax and income tax

b)

Property tax and income tax

c)

Sales tax and property tax

d)

Income tax only

40.

Which of the following levels of government may collect an income tax?

a)

Federal government and state governments

b)

State governments and school districts

c)

Cities and federal government

d)

School districts and cities

41.

Which of the following is NOT an employability skill?

a)

Ethical behavior

b)

Teamwork

c)

Technology

d)

Sales

42.

Which of the following describes mannerisms?

a)

Style of speaking or behaving

b)

Dressing appropriately

c)

Values and standards

d)

Working effectively with others

43.

Which of the following is a leadership skill?

a)

Breaking new ground

b)

Anticipating problems

c)

Treating everyone fairly

d)

Prioritizing

44.

Which of the following is important when using technology?

a)

Governance

b)

Credentialing

c)

Ethical conduct

d)

Preparation

45.

Which of the following is a way to exhibit professionalism?

a)

Certifications

b)

Teamwork

c)

Technology

d)

Speech

46.

Which of the following is considered the most important skill in the workplace?

a)

Effective communication

b)

Knowledge of technology

c)

Certifications or licensures

d)

Leadership strategies

47.

Which of the following is considered a Knowledge of Technology skill?

a)

Teamwork

b)

Creating a final product

c)

Active listening

d)

Willingness to learn

48.

Which of the following defines employability?

a)

A specific style of behavior in the workplace

b)

Positive work behaviors and personal qualities which make individuals more likely to gain employment and succeed in their chosen career

c)

Arriving at work on-time and successfully completing the tasks assigned

d)

Recognizing the questions which relate to goals, purpose and needs

49.

Time Management may NOT lead to which of the following?

a)

Better professional status

b)

Less stress in the workplace

c)

Greater productivity and efficiency

d)

Advanced degrees

50.

Which of the following is NOT a problem-solving strategy?

a)

Developing a process

b)

Use of technology

c)

Anticipating problems

d)

Brainstorming