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JA FINANCE - Read pp 33-41 Saving and Investing

Total questions: 14

Worksheet time: 4hrs 30mins

Name
Class
Date
1.

What does "Pay Yourself First" (PYF) mean in terms of saving money?

a)

Spending all your income before saving

b)

Automatically saving a portion of your income for future use

c)

Paying all your bills before saving

d)

Investing all your money in stocks

2.

Which of the following is a safe way to save money?

a)

Investing in stocks

b)

Putting money into a savings account

c)

Buying real estate

d)

Starting a business

3.

What is a financial institution?

a)

A place where you buy groceries

b)

A place that helps people save and invest money

c)

A type of insurance company

d)

A government agency

4.

Which of the following investment types is NOT guaranteed?

a)

Savings account

b)

Stocks

c)

Bonds

d)

Mutual funds

5.

What is the main benefit of investing in stocks, mutual funds, or bonds compared to a savings account?

a)

They are risk-free

b)

They offer higher rates of return over time

c)

They are easier to access

d)

They have no fees

6.

What is the primary purpose of a savings account?

a)

To earn high returns quickly

b)

To safely store money and earn interest

c)

To invest in real estate

d)

To buy stocks

7.

Which of the following is NOT a type of financial institution?

a)

Bank

b)

Credit union

c)

Grocery store

d)

Investment firm

8.

What is a common feature of savings accounts?

a)

High-interest rates

b)

Low-interest rates

c)

No interest rates

d)

Guaranteed high returns

9.

Why might someone choose to invest in mutual funds?

a)

They are risk-free

b)

They offer a chance for higher returns than savings accounts

c)

They require no initial investment

d)

They are managed by the government

10.

What does it mean to "invest your principal"?

a)

To spend all your money

b)

To put your initial amount of money into an investment

c)

To save money in a piggy bank

d)

To borrow money from a bank

11.

What was the low price of Ford stock (F) for the day? See page 41

4 lines
12.

What was the 52-week high for Google (GOOG) stock? See page 41

4 lines
13.

Which stock had the largest trading volume for the day? See page 41

4 lines
14.

Which stock would you like to own? Why? See page 41

4 lines