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Quiz on al-Wakalah and al-Kafalah

Total questions: 20

Worksheet time: 11mins

Name
Class
Date
1.

Below are the literal definition of al-Wakalah EXCEPT

a)

Preservation

b)

Delegation

c)

Protection

d)

Guarantee

2.

What is the difference between al-Shafi’iyyah (الشافعية) and al-Hanafiyyah (الحنفية) in determining the technical meaning of al-Wakalah (الوكالة)?

a)

al-Shafi’iyyah (الشافعية) stipulated that the delegating party must be living

b)

al-Hanafiyyah (الحنفية) stipulated that the delegating party must be living

c)

to distinguish the agency contract from al-wasiyyah (الوصية)

d)

to distinguish the agency contract from al-kafalah (الكفالة)

3.

Which of the following is a primary Shariah ruling of al-Wakalah?

a)

Makruh (مكروه)

b)

Haram (حرام)

c)

Wajib (واجب)

d)

Mubah (مباح)

4.

According to the al-Quran, what should be done if there is fear of dissension between two parties?

a)

Seek advice from a non-Muslim

b)

Send an arbitrator from each party

c)

Ignore the issue and let it resolve itself

d)

Call for a public meeting

5.

Why has the Muslim nation established a consensus on the permissibility of agency contracts?

a)

To encourage individuals to rely on themselves for all their affairs

b)

Because agency contracts are a means of cooperation in doing good, as people possess different skills

c)

To limit the use of agents to legal matters only

d)

Because individuals are forbidden from commissioning others to act on their behalf

6.

What is the ruling on a wakalah contract involving a fee?

a)

It is always impermissible

b)

It is only valid if the fee is paid in advance

c)

It is permissible if agreed upon by both parties

d)

It is only permissible if the agent is a family member

7.

What happens to the assets entrusted to the agent upon dissolution of the wakalah contract?

a)

They are sold to cover fees

b)

They are kept by the agent

c)

They are returned to the principal

d)

They are donated to charity

8.

Which type of wakalah contract allows the principal to appoint an agent without specific restrictions?

a)

Wakalah Bil Istithmar

b)

Wakalah Bi al-Ujrah

c)

Wakalah Mutlaqah

d)

Wakalah Muqayyadah

9.

In the context of al-Wakalah, what is the term for the agent?

a)

Muwakkil

b)

Al-Ijab

c)

Wakil

d)

Al-Qabul

10.

In which of the following situations is a wakalah contract considered binding?

a)

When the principal is not satisfied with the agent's performance

b)

If the contract involves third-party rights or a fee for the agent

c)

If the agent has not yet started the authorized work

d)

When either party wishes to terminate the contract at any time

11.

In a real-life situation, which of the following scenarios represents a restricted wakalah contract (Wakalah Muqayyadah)?

a)

A company appoints an agent to manage its business affairs without any limitations

b)

A person hires an agent to sell their property but specifies that it must be sold within a certain time frame and at a minimum price

c)

A principal gives an agent full authority to act on their behalf with no specific conditions

d)

A principal hires an agent to handle a particular task without providing further instructions or restrictions

12.

What does the term "Al-Kafalah" (الكفالة) literally mean?

a)

Liability

b)

Guarantee

c)

Investment

d)

Charity

13.

Which party is referred to as the "kafil" in Al-Kafalah?

(a)  

14.

Which of the following statements about the relationship in Al-Kafalah is true?

a)

The makful ‘anhu is the guaranteed party

b)

The makful lahu is the guarantor

c)

The kafil does not assume any liability

d)

The kafil is the beneficiary of the contract

15.

Which of the following is a characteristic of Kafalah bi al-mal?

a)

It guarantees the delivery of goods

b)

It guarantees to settle debts for others

c)

It involves personal guarantees only

d)

It is a type of investment contract

16.

According to the Kafalah policy document issued by BNM, what right does the guarantor have regarding recourse against the guaranteed party?

a)

The right is limited to voluntary guarantees only

b)

The right of recourse arises only if the kafalah is paid with a fee

c)

The guarantor has the right of recourse even for voluntary kafalah

d)

The right of recourse is only available after a court order

17.

According to the Kafalah policy document issued by BNM, If the guaranteed party fails to pay the amount claimed by the guarantor, what may they be subjected to?

a)

Immediate foreclosure of assets

b)

Legal action without any penalties

c)

Late payment charges as determined by relevant authorities

d)

A complete waiver of the debt obligation

18.

What happens if the creditor gives the debt as a gift to the guarantor?

a)

The guarantor must repay the debt with interest

b)

The guarantor is absolved of responsibility

c)

The guarantor may still seek compensation from the principal

d)

The gift nullifies the guarantor's rights

19.

If the creditor dies and the debt is inherited by the principal debtor, what is the outcome?

a)

The principal debtor must repay the debt in full

b)

The principal debtor is absolved of the debt, and the guarantor is also absolved

c)

The guarantor must continue to seek compensation from the estate

d)

The debt is transferred to the guarantor

20.

Which mazhab ruled that the guarantor may seek compensation from the principal

debtor for what he guaranteed, not for what he actually paid.

a)

Shafi'i

b)

Maliki

c)

Hanafi

d)

Hanbali