Purchases or advances using the credit card that have not yet been paid back, owed to your credit card company

Someone who signs jointly with a borrower to get approved for a loan

A rating of your previous responsibility with credit

A thing that is borrowed, usually a sum of money

Money paid regularly at a particular rate for the use of money lent

The annual cost of a loan to a borrower (expressed as a percentage)

A way to pay back a loan over an extended period of time, generally by making fixed monthly payments

An account at a bank where you can deposit and withdraw money

A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.

The trust that lets people give things (like goods, services or money) to other people in the hope they will repay later on

Annual percentage rate: the annual cost of a loan to a borrower, including additional fees (expressed as a percentage)

The original sum of money invested or lent

A card issued by a bank, allowing you to purchase goods or services on credit

A bank account that earns interest