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Credit vs Debit Cards

Total questions: 21

Worksheet time: 22mins

Name
Class
Date
1.

Purchase is withdrawn directly from a checking or savings account. 

a)

Debit card

b)

Credit card

c)

Both

2.

Each purchase is a loan that is repaid later

a)

Debit card

b)

Credit card

c)

Both

3.

You can purchase an item now and pay for it later.

a)

Debit card

b)

Credit card

c)

Both

4.

It may require a signature when making a purchase. 

a)

Debit card

b)

Credit card

c)

Both

5.

Interest may be charged.

a)

Debit card

b)

Credit card

c)

Both

6.

It can be used to purchase goods and services.

a)

Debit card

b)

Credit card

c)

Both 

7.

It requires the use of a PIN when making a purchase. 

a)

Debit card

b)

Credit card

c)

Both

8.

If the card is lost or stolen, report it immediately.

a)

Debit Cards

b)

Credit Cards

c)

Both

9.

Transaction Fees may be charged.

a)

Debit Card

b)

Credit Card

c)

Both

10.

A checking account is

a)

An interest bearing account where your deposit remains for a set period of time

b)

An account where money can easily be deposited and withdrawn by means of checks, debit cards and ATM transactions.

c)

A computer that checks your email account

11.
a)
Credit card
b)
Debit card
c)
both
12.

I will get a bill at the end of the month for this card

a)

Debit Card

b)

Credit Card

c)

Both

13.

Makes it harder to withdraw or steal money if the card is taken. 

a)

Debit

b)

Credit

c)

Both

14.

A bank can offer ____________.  Allowing you to temporarily make the purchase if there are insufficient funds.

a)

Checking account

b)

Overdraft protection

c)

Liability

d)

Transaction fee

15.

More useful when you are short on cash in an emergency.

a)

Debit card

b)

Credit card

c)

Both

16.
a)
Debit card
b)
Credit card
c)
both
17.

It requires a pin to withdraw cash from an ATM.

a)

Debit Card

b)

Credit Card

c)

both

18.
a)
Credit card
b)
Debit card
c)
both
19.

You can be charged a late fee if the payment is not made within the due date.

a)

Credit card

b)

Debit card

c)

both

20.
a)
Checking account
b)
Liability
c)
Transaction fee
d)
Financial Institution
21.
a)
Credit card
b)
Debit card
c)
both