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Monetary Policy and the Federal Reserve

Total questions: 30

Worksheet time: 31mins

Name
Class
Date
1.

Which policy would help fight inflation?

a)

Expansionary

b)

Contractionary

2.

Which policy would help fight unemployment?

a)

Expansionary

b)

Contractionary

3.

How many regional Federal Reserve Banks are there in the United States?

a)

5

b)

10

c)

12

d)

14

4.

A contractionary policy means that the Fed is attempting to

a)

increase the size of the nation's money supply

b)

decrease the size of the nation's money supply

5.

An expansionary policy means that the Fed is attempting to

a)

increase the size of the nation's money supply

b)

decrease the size of the nation's money supply

6.

To decrease the money supply in a limited reserves environment, the Fed _________ government bonds

a)

buys

b)

sells

7.

To increase the money supply in a limited reserves environment, the Fed _________ government bonds

a)

buys

b)

sells

8.

To increase the money supply in a limited reserves environment, the Fed could _________ the required reserve ratio

a)

raise

b)

lower

9.

In a limited reserves environment, the discount rate serves as a(n) ________ limit on the federal funds rate.

a)

upper

b)

lower

10.

the interest rate that banks charge each other for overnight loans of reserves is called _________

a)

the discount rate

b)

the reserve requirement

c)

the federal funds rate

d)

open market operations

11.

If the Fed is trying to reduce unemployment in a limited reserves environment, it is likely to __________ government securities.

a)

buy

b)

sell

12.

If the Fed significantly raises the required reserve ratio in a limited reserves environment, aggregate demand will most likely __________

a)

increase

b)

decrease

13.

If the economy is in an inflationary gap, in a limited reserves environment, the Fed is likely to ________ government bonds

a)

buy

b)

sell

14.

Which of the following is an expansionary open market operation?

a)

buying government bonds

b)

selling government bonds

c)

raising the discount rate

d)

lowering the discount rate

e)

lowering the required reserve ratio

15.

Expansionary monetary policy (i.e. "loose" or "easy" or "accommodative" monetary policy) involves ________ the money supply

a)

increasing

b)

decreasing

16.

Economy is in a recession. What should Fed do to increase the money $$$ supply?

a)

decrease reserve requirement

b)

decrease the discount rate

c)

Open Market Committee buy bonds

d)

all of these

17.

If economy grows too rapidly, what is best option for the Fed consider for stabilizing economy?

a)

increase reserve requirement

b)

increase discount rate

c)

sell U.S. Treasury Bonds

d)

all of these

18.

What does the "lender of last resort" mean with respect to the Federal Reserve?

a)

it will lend money to a bank in a financial emergency

b)

it has the power to decide how much money a bank can lend out

c)

it can lend money to companies that have filed for bankruptcy

d)

it makes decisions about who a bank can lend money to

19.

Which of the following is FALSE regarding the Board of Governors for the Federal Reserve?

a)

members are appointed for staggered, 14-year terms

b)

there are 7 members with a chairperson

c)

members cannot be reappointed

d)

is is located in Philadelphia, PA

20.

The goals of monetary policy include (more than one answer - pick all correct answers for credit):

a)

regulating the amount of money circulating in the economy

b)

Keep inflation high

c)

Keep inflation low

d)

Keep unemployment low

e)

Raise the unemployment levels

21.

Money that is backed up by the government's "word" is called...

a)

currency mandate.

b)

fiat money.

c)

credit card.

22.

What action can the Fed take to combat deflation in a limited reserves environment?

a)

buy government bonds

b)

sell government bonds

23.

Which of the following actions would likely decrease the money supply?

a)

lowering the discount rate

b)

selling government securities

c)

decreasing the reserve requirement

24.

Who is a permanent member in the federal open market committee?

a)

The president of the NY fed

b)

The president of NC fed

25.

Who appoints the board of governors?

a)

The president

b)

The senate

c)

The HOR

d)

The states

26.

What is the primary tool used by the Federal Reserve to control the money supply?

a)

Open market operations

b)

Setting tax rates

c)

Regulating trade policies

d)

Issuing currency

27.

Which of the following actions would the Fed take to combat high unemployment?

a)

Increase the federal funds rate

b)

Sell government securities

c)

Lower the discount rate

d)

Raise the reserve requirement

28.

What is the effect of lowering the reserve requirement on the money supply?

a)

It decreases the money supply

b)

It increases the money supply

c)

It has no effect on the money supply

d)

It stabilizes the money supply

29.

Who is the current Chairman of the Federal Reserve

a)

Jeremy Prowl

b)

Jerome Powell

c)

Perome Jowell

d)

Jowell Perome

30.

Which of the following is a goal of the Federal Reserve's monetary policy?

a)

Maximizing employment

b)

Increasing government revenue

c)

Reducing trade deficits

d)

Controlling immigration