secure means of storing money in which individuals or business can deposit or withdraw money as needed

secure means of storing money while earning interest

fee paid regularly at a set rate

money borrowed for personal reasons; to be repaid within a specific time frame and with added interest

money borrowed for business reasons; to be repaid within a specific time frame and with added interest

money borrowed for the purchase of real estate; to be repaid within a specific time frame and with added interest

money borrowed for the purchase of a vehicle; to be repaid within a specific time frame and with added interest

allows an individual to borrow against their home’s value to finance major expenses; to be repaid within a specific time frame and with added interest

form of payment in which customers draw money directly from their checking account

form of payment in which customers borrow money from a financial institution up to a certain limit, with added interest

allows banks to manage and protect an account on behalf of a beneficiary

individual who holds legal control of the assets in a trust account

electronic movement of money from one account to another

electronic banking terminal which allows customers to complete basic transactions, such as deposits or withdrawals

allows individuals to have their paycheck or other payments deposited directly into their account

electronic banking systems allowing customers to conduct financial transactions via the Internet

line of credit issued to customers to cover checks or debits exceeding the amount in their account

form on online payment where money is electronically withdrawn from the customer’s account

allows customers to pay bills or transfer money between accounts over the phone

organizations which accept deposits and provide loans

receive, transfer and lend money to individuals, businesses and government

provide financial services, such as checking and savings accounts, mortgages, credit cards and auto loans for individuals, families and small businesses

offer financial services such as checking and savings accounts, debit and credit cards, mortgage and auto loans and lines of credit at an affordable rate for its members

handle deposit accounts, personal loans and mortgage lending

do not offer federally insured deposit accounts

private organizations which hold and manage securities for investment purposes

financial instruments with ownership rights, debt rights, or rights to buy, sell or trade, such as stocks and bonds

assist individuals in buying and selling securities among investors

provide financial coverage to protect individuals or organizations against possible adverse events in exchange for premium payments

amount paid for an insurance policy

provides loans for prospective home buyers

requiring more than one method of credential authentication to verify a user’s identity

wrongful or criminal deception used for financial gain

continued actions of a business

sending forged e-mails impersonating an online bank