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Quizathon 1

Total questions: 30

Worksheet time: 6mins

Name
Class
Date
1.

Who determines the centre-state finance relations amongst the following?

a)

Planning commission

b)

Finance ministry

c)

Finance Commission

d)

RBI

2.

What is the primary purpose of a budget?

a)

To manage income and expenses

b)

To increase wealth automatically

c)

To reduce all taxes

d)

To avoid paying bills

3.

What is the primary objective of a mutual fund?

a)

Maximize profits for asset management companies

b)

Provide diversification to investors

c)

Lend money to corporations

d)

Generate tax revenue for the government

4.

Which type of fund invests primarily in government and corporate bonds?

a)

Equity Fund

b)

Debt Fund

c)

Money Market Fund

d)

Index Fund

5.

What is a credit score used for?

a)

Calculating income tax

b)

Determining eligibility for loans

c)

Estimating annual savings

d)

Predicting stock market performance

6.

In portfolio diversification, which of the following is true?

a)

It increases investment risk

b)

It eliminates all risk

c)

It reduces unsystematic risk

d)

It guarantees high returns

7.

Which recent financial event led to a surge in gold prices in 2024?

a)

U.S. interest rate hikes

b)

Eurozone banking crisis

c)

Geopolitical tensions in the Middle East

d)

Collapse of a major cryptocurrency exchange

8.

Which regulatory body governs the mutual fund industry in India?

a)

RBI

b)

SEBI

c)

IRDAI

d)

PFRDA

9.

Which of the following is a money market instrument?

a)

Treasury Bill

b)

Equity Share

c)

Corporate Bond

d)

Preference Share

10.

What is the primary goal of financial management?

a)

Maximizing shareholder wealth

b)

Minimizing debt

c)

Increasing employee satisfaction

d)

Managing operational expenses

11.

Which country recently surpassed Germany to become the world's third-largest economy in purchasing power parity?

a)

China

b)

India

c)

Brazil

d)

Japan

12.

What is the difference between gross income and net income?

a)

Taxes

b)

Total expenses

c)

Dividends

d)

Loans

13.

In economics, what is the "Law of Supply"?

a)

As prices increase, supply decreases.

b)

As prices decrease, supply increases.

c)

As prices increase, supply remains constant.

d)

As prices decrease, demand increases.

14.

What is the function of interest factors in financial calculations?

a)

To determine the prime interest rate set by central banks.

b)

To convert future cash flows into their present value or vice versa.

c)

To calculate tax liabilities for individuals.

d)

To analyze stock market trends.

15.

Which company recently became the world's most valuable publicly traded company in terms of market capitalization, surpassing $3 trillion?

a)

Apple Inc.

b)

Microsoft Corporation

c)

Amazon.com Inc.

d)

Alphabet Inc. (Google)

16.

Which bank's mobile application did RBI ban in recent times for a security breach?

a)

Bank of Baroda

b)

State Bank of India

c)

ICICI Bank

d)

HDFC Bank

17.

Which agency regulates the money supply in India?

a)

The Government of India

b)

Commercial banks

c)

Reserve Bank of India

d)

None of the above

18.

Fixed Deposit A/c comes under _________ group.

a)

Deposits

b)

Investment

c)

Bank A/c

d)

Current Asset

19.

What does devaluation of a currency mean?

a)

decrease in the internal value of money

b)

decrease in the external value of money

c)

decrease both in the external and internal values of money

d)

none of these

20.

Which of the following is not true about goodwill?

a)

Goodwill needs to be evaluated for impairment yearly

b)

Goodwill is treated as a tangible asset in accounting

c)

Goodwill is a result of purchasing a company for a price higher than the fair market value of the target company's net assets

d)

Goodwill can be comprised of things such as good reputation, loyal client base, and brand recognition

21.

What is an annuity?

a)

An investment that has no definite end and a stream of cash payments that continues forever

b)

A stream of cash flows that start one year from today and continue while growing by a constant growth rate

c)

A series of equal payments at equal time periods and guaranteed for a fixed number of years

d)

A series of unequal payments at equal time periods which are guaranteed for a fixed number of years

22.

What are the primary functions of money in an economy?

a)

Medium of exchange, Store of value, Unit of account

b)

Source of entertainment, Tool for negotiation, Symbol of power

c)

Means of production, Measure of labor, Indicator of wealth

d)

Instrument of control, Sign of status, Measure of success

23.

What is the primary function of credit cards?

a)

Maximizing sales 

b)

Providing loans

c)

Facilitating trade

d)

Offering investment opportunities

24.

What is the enterprise value of a business?

a)

The market value of equity of the business

b)

The book value of equity of the business

c)

The entire value of the business without

giving consideration to its capital structure

d)

The entire value of the business considering

its capital structure

25.

The concept of present value relates to the idea that

a)

The discount rate is always higher when you

invest now than in the future

b)

The discount rate is always higher when you

invest in the future than now

c)

The money you have now is worth less today

than an identical amount you would receive in

the future

d)

The money you have now is worth more

today than an identical amount you would

receive in the future

26.

Who was recently named the first woman to lead the Securities and Exchange Commission (SEBI)?

a)

Madhabi Puri Buch

b)

Nita Ambani

c)

Soumya Swaminathan

d)

Kiran Mazumdar Shaw

27.

In finance, we refer to the market where new securities are bought and sold for the first time?

a)

Money market

b)

Capital market

c)

Secondary market

d)

Primary market

28.

Shares of face value of 10 are 80% paid up. The company declares a dividend of 50%. Amount of dividend per share is

a)

5

b)

4

c)

80

d)

50

29.

In Current Ratio, Current Assets are compared with:

a)

Current Profit

b)

Current Liabilities

c)

Fixed Assets

d)

Total Assets

30.
Sensex represents
a)

Top 50 companies listed in BSE

b)

Top 30 companies listed in BSE

c)

Top 30 companies listed in NSE

d)

Top 50 companies listed in NSE