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Worksheets

Utilities and Leasing

Total questions: 21

Worksheet time: 48mins

Name
Class
Date
1.

What is the purpose of budget billing with utility providers?

a)

Pay a different amount each month

b)

Minimize fluctuations in monthly bills

c)

Increase monthly utility expenses

d)

Track utility expenses over time

2.

What is the purpose of budget billing with utility providers?

a)

Pay a different amount each month

b)

Minimize fluctuations in monthly bills

c)

Increase monthly utility expenses

d)

Track utility expenses over time

3.

What is the main advantage of selecting a budget plan with a utility service provider?

a)

It provides an approximate estimate of monthly expenses

b)

It minimizes the variation in monthly utility usage

c)

It increases the size of monthly bills

d)

It allows customers to pay the same amount of money each month

4.

What is the responsibility of the owner regarding repairs in a rental property?

a)

Arrange with professionals for repairs

b)

Increase monthly utility expenses

c)

Minimize fluctuations in monthly bills

d)

Pay for appliance repairs

5.

What is the purpose of a damage deposit and the monthly 'pet rent' charges for tenants?

a)

Minimize fluctuations in monthly bills

b)

Cover the cost of furniture and small appliances

c)

Allow tenants to have pets

d)

Increase monthly utility expenses

6.

What is the purpose of an emergency fund for homeowners?

a)

Minimize fluctuations in monthly bills

b)

Increase monthly utility expenses

c)

Plan for unexpected expenses like repairs

d)

Eliminate the need for budget billing

7.

NSF stands for

a)

non-satisfactory financing

b)

not saving fully

c)

non-sufficient funds

d)

non-surplus funds

8.

Save money to use in the future

a)

Budget

b)

Expense

c)

Income

d)

Savings

9.

Which of the following is not a basic need?

a)

food

b)

utilities

c)

vacations

d)

housing

10.

Disposable income

a)

Income after all deductions have been paid

b)

Income before all deductions have been paid

c)

I don't know! Leave me alone!

d)

Income remaining after paying all expenses.

11.

Income tax

a)

Federal, state, and local taxes deducted from a person's or business's income

b)

An occupation that allows for advancement opportunities

c)

Anything for which you may incur an expense.

d)

Income after taxes

12.

The Cooper family's monthly budget is $4000. How much do they spend on housing?

a)

$2500

b)

$1250

c)

$1000

d)

$250

13.

If a family has a monthly budget of $5000 and wants to spend exactly 30% of their budget on housing, in which city will they choose to live?

a)

Austin

b)

Houston

c)

Dallas

d)

San Antonio

14.

The pie chart shows Haley's monthly budget. What percentage of her budget is for housing?

a)

18%

b)

28%

c)

13%

d)

8%

15.

Which of the following statements is supported by the data in the chart? (Total = $2500)

a)

Housing, transportation, and entertainment make up 50% of the monthly family budget.

b)

Savings are less than 10% of the monthly family budget.

c)

Food and utilities make up more than 50% of the monthly family budget.

d)

Food accounts for 1/4 of the monthly family budget.

16.

Wants

a)

Necessary items for life that are paid monthly/annually, such as food, housing, transportation, utilities, insurance

b)

Expenses that equal all fixed and variable expenses added together

c)

Things or items a person would like to own or buy that are not necessary for life; e.g., entertainment, video games, etc.

d)

Income from all possible sources

17.

Needs

a)

Necessary items that are paid for monthly/annually, such as food, housing, transportation, utilities, and insurance.

b)

Things you would like to have but are not necessary for life.

c)

Income from all sources that is spent on necessary items.

d)

Anything you might incur an expense for.

18.

A ___________ deposit refers to the money held to cover possible damages in an apartment.

a)

Cleaning

b)

Security

c)

Telephone

d)

Utilities

19.

The agreement between a tenant and a landlord is:

a)

Security deposit

b)

Mortgage

c)

Lease

d)

Deed

20.

What is the capital of France?

a)

Berlin

b)

Madrid

c)

Paris

d)

Rome

21.

A landlord can refuse to rent you an apartment if which of the following statements is true?

a)

You are married.

b)

You are of Irish descent.

c)

You have a cat and a dog.

d)

You are Buddhist.