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Move: Up and Down with Credit Scores

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

What Happens to Your Credit Score IF: You pay all credit bills on time for one month?

a)

Increases

b)

No Change

c)

Decreases

2.

What Happens to Your Credit Score IF: Max out your credit card to pay for spring break?

a)

Increases

b)

No Change

c)

Decreases

3.

What Happens to Your Credit Score IF: Apply for 4 additional credit cards in a short amount of time because your one existing card is maxed out?

a)

Increases

b)

No Change

c)

Decreases

4.

What Happens to Your Credit Score IF: Receive large tax refund and deposit it all to savings account?

a)

Increases

b)

No Change

c)

Decreases

5.

What Happens to Your Credit Score IF: Use tax refund to pay down maxed out credit card?

a)

Increases

b)

No Change

c)

Decreases

6.

What Happens to Your Credit Score IF: Graduate college, move from part-time to full-time work, resulting in huge salary increase?

a)

Increases

b)

No Change

c)

Decreases

7.

What Happens to Your Credit Score IF: Make on-time student loan payments, while also making credit card minimum payments, for entire year?

a)

Increases

b)

No Change

c)

Decreases

8.

What Happens to Your Credit Score IF: Take out your first auto loan for $10,000?

a)

Increases

b)

No Change

c)

Decreases

9.

What Happens to Your Credit Score IF: Receive a raise at work and use debt snowball to pay off entire credit card balance in 5 months?

a)

Increases

b)

No Change

c)

Decreases

10.

What Happens to Your Credit Score IF: Now that credit card debt is gone, you divert the money that WAS going to your credit card to your auto loan instead, paying far more than the bill each month?

a)

Increases

b)

No Change

c)

Decreases

11.

What Happens to Your Credit Score IF: Tired of manually paying bills every month, you try to set up auto bill pay for your auto loan, but you’ve done something wrong, and it takes you 3 months to realize you haven’t made any payments?

a)

Increases

b)

No Change

c)

Decreases

12.

What Happens to Your Credit Score IF: Because you’re no longer using your credit cards, really, you decide to close them altogether?

a)

Increases

b)

No Change

c)

Decreases