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WorksheetsDave Ramsey Chapter 9 Quiz
Total questions: 11
Worksheet time: 6mins
The best type of identity theft insurance is one that:
Monitors your credit report
Includes restoration services
Is inexpensive
Both a and b
In general, a good way to save on insurance premiums is to:
Get an umbrella policy
Decrease your deductible
Increase your deductible
Increase your stop-loss
Which is a type of insurance to avoid?
Long-term care insurance
Mortgage insurance
Identity theft insurance
Disability insurance
Which of the following will not likely lead to reduced insurance rates?
Good grades
Shopping around
Driving an older car
Speeding ticket
An elimination period is the time period:
Between the disabling event and when payments begin
When you are allowed to shop around for better rates
Between the disabling event and when you return to work
When an insurance company can cancel your policy for late payment
Which of the following is not a true statement about an HSA?
HSA stands for Health Savings Account.
It is a good plan for people who have a lot of medical expenses.
It is a savings account for medical expenses.
It is tax sheltered.
Which of the following statements is not true about cash value life insurance?
Cash value is essential for anyone over 65.
When you die, the insurance company keeps the cash value.
The fees deducted from your return are high.
Returns are historically low.
Chose yes or no whether the type of insurance is necessary: Term life insurance
Yes
No
Chose yes or no to indicate whether this type of insurance is necessary: Credit Card protection insurance
Yes
No
Chose yes or no to indicate whether this type of insurance is necessary: Identity Theft Protection
Yes
No
Chose yes or no to indicate whether this type of insurance is necessary: Cancer Insurance
Yes
No
