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Retirement Savings Quiz

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

To meet her retirement budget, how much will Lucía need to save total?

a)

$500,000

b)

$750,000

c)

$1,000,000

d)

$1,500,000

2.

If Lucía decides she can set aside $500 of her salary per month for retirement, how much will she have at age 67?

a)

$162,000

b)

$180,000

c)

$200,000

d)

$220,000

3.

If Lucía increases her saving rate to $750 per month, how short will she be?

a)

$300,000

b)

$400,000

c)

$500,000

d)

$600,000

4.

How much does Lucía need to save per month to reach her retirement goal?

a)

$1,200

b)

$1,500

c)

$1,800

d)

$2,000

5.

To meet her retirement budget, how much will Angélica need to save total?

a)

$500,000

b)

$750,000

c)

$1,000,000

d)

$1,250,000

6.

If Angélica saves $950 of her salary per month for retirement, how much will she have at age 67?

a)

$342,000

b)

$456,000

c)

$684,000

d)

$912,000

7.

What is Angélica's retirement budget per month?

a)

$2,000

b)

$2,500

c)

$3,000

d)

$3,500

8.

To meet his retirement budget, how much will Daniel need to save total?

a)

$1,000,000

b)

$2,000,000

c)

$3,000,000

d)

$4,000,000

9.

If Daniel sets aside $1,200 of his salary per month for retirement, how much will he have at age 67?

a)

$500,000

b)

$600,000

c)

$700,000

d)

$800,000

10.

Should Daniel save less than $1,200 each month?

a)

Yes, because he will have enough with less savings.

b)

No, because he needs to meet his retirement goal.

c)

Yes, because he can invest the rest elsewhere.

d)

No, because saving more is always better.

11.

What factors led to Daniel being able to save nearly double the amount that Angélica did?

a)

Higher salary and lower expenses

b)

Better investment returns

c)

Longer saving period

d)

All of the above

12.

What assumptions does the retirement calculator make?

a)

Assumes constant salary and expenses

b)

Assumes variable interest rates

c)

Assumes early retirement

d)

Assumes no inflation