Where party is enjoying both FB & NFB limits, penalty for delayed/non submission of QOS/HOS shall be ____ on FB liability and _____ on the NFB liability.

In case of MSME accounts, the accounts rated externally “_____” or better shall only to taken over. (Wherever external rating is applicable)

In case of other than MSME accounts, the accounts rated externally as “_____” or better shall only to taken over. (Wherever external rating is applicable).

In case of externally unrated borrowers with exposure above Rs 25 Crores up to Rs 100 Crores, additional interest of ____ shall be charged over and above the applicable rate of interest.

In case of externally unrated borrowers with exposure above Rs 100 Crores, additional interest of ____ shall be charged over and above the applicable rate of interest.

Non individual borrowers enjoying aggregate exposure of Rs. 5 Crores and above upto Rs 10 Crores from Banks and Financial Institutions should submit Legal Entity Identifier (LEI) Code, on or before___________.

In case of secured education loan above ______ Credit Information Report from two Credit Information Companies should be drawn.

If a score of -1 is displayed in the TransUnion CIBIL report, it shall be interpreted as the individual has no credit history available in the last ____ .

Integrated housing projects comprising of some commercial space can also be classified under CRE-RH, provided that the commercial area in the residential housing project does not exceed _____ of the total Floor Space Index (FSI) of the project.

The maximum exposure to a particular project under Commercial Real Estate by the Bank shall not exceed _______ or _______ of the Tangible Net Worth of the borrower whichever is _______.

Audited Balance Sheet (ABS) need not be obtained from borrowers seeking crop loans / other agriculture loans from our Bank provided they do not have any other income other than agriculture income for loans upto _______.

Which repayment period is the characteristic of medium term loan?

The Agricultural term loans for new customers with Project Cost above ____ shall be appraised by Agricultural Innovation Centre (AIC), HO on standalone basis.

If the prospective borrower clears the outstanding liability with the other bank or institution fully out of their own sources & approaches our bank for credit facilities after _______ from the date of above closure, such proposals shall be kept outside the purview of takeover norms.

In case of takeover of retail loans, a valid EMT should be created by the financing branch within _______ of clearance of the liability with other bank.

While granting advance against security of specially minted gold coins sold by the banks, they should ensure that the weight of the coin(s) does not exceed _____ per customer.

In respect of High Risk customers, extension of tenability of limits shall be permitted___

In respect of Moderate Risk customers, extension of tenability of limits shall be permitted _______.

For exposures exceeding _______ CA certified Networth statement with UDIN number certifying the networth of the Guarantors shall be invariably obtained on _______ basis.