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Financal mangement mcq

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

The value of a share of common stock may be thought of as:

a)

a perpetuity

b)

an annuity

c)

the present value of a perpetuity

d)

the present value of expected future dividends

2.

The cost of debt is measured by.

a)

the yield to maturity on the firm's bonds

b)

the coupon rate on the firm's bonds

c)

the weighted average cost of capital

d)

the marginal cost of capital

3.

As the owners of the firm, common shareholders:

a)

play a secondary role in financing the firm

b)

have a primary claim on earnings

c)

have a legally enforceable right to dividends

d)

have the right to vote on all important corporate issues

4.

Preferred shareholders:

a)

play a primary role in the financing of the firm

b)

have a subordinated claim to dividends

c)

normally have no vote on corporate issues

d)

possess an ownership interest in the firm

5.

The model is usually considered the best of the capital budgeting decision-making

a)

internal rate of return (IRR)

b)

net present value (NPV)

c)

profitability index (PI)

d)

discounted payback period

6.

The _____model answers one basic question: How soon will I recover my initial investment

a)

IRR

b)

payback period

c)

NPV

d)

profitability index

7.

______ can be helpful for managers to understand short-term cash obligations.

a)

Profitability ratios

b)

Liquidity ratios

c)

Asset management ratios

d)

Solvency ratios

8.

When the ________ Is less than the yield to maturity, the bond sells at a/the _______ the per value

a)

coupon rate; discount to

b)

coupon; premium over

c)

time to maturity; discount to

d)

time to maturity; same price as

9.

The difference between the price and the par value of a zero-coupon bond represents

a)

taxes payable by the bond buyer

b)

the accumulated interest over the life of the bond

c)

the accumulated principal over the life of the bond

d)

the bond premium

10.

The value in five years of a stream of payments received over the five-year period is known as:

a)

future value-annuity

b)

present value-annuity

c)

compound sum-single amount

d)

present value-single amount

11.

A payoff schedule for a loan is known as:

a)

a mortgage

b)

an amortization schedule

c)

a principal

d)

an interest schedule

12.

______ help us analyse whether a company is moving toward financial stress or is using benefit the company and ultimately, the owners of the company.

a)

Total asset turnover

b)

Financial leverage ratios

c)

Days' sales in inventory

d)

Asset management ratios

13.

As the rating of a bond increases (for example, from A, to AA, to AAA), it generally means

a)

the credit rating increases, the default risk increases, and the required rate of return

b)

the credit rating increases, the default risk decreases, and the required rate of return

c)

the credit rating increases, the default risk decreases, and the required rate of return

d)

the credit rating decreases, the default risk decreases, and the required rate of return decreases.

14.

Bonds are different from stocks because

a)

bonds promise fixed payments for the length of their maturity

b)

bonds give payments only after other owners are paid

c)

bonds do not have maturity dates

d)

bonds promise growth in earnings

15.

______ break(s) down the return-on equity into three components.

a)

The DuPont identity

b)

Market value ratios

c)

Profitability ratios

d)

Asset management ratios

16.

The least expensive form of financing for the firm is:

a)

existing common stock

b)

preferred stock

c)

debt

d)

new common stock

17.

There are two typical ways to alter the one vote-one share standard. One way is _

a)

to have companies buy back nonvoting common stock

b)

to not have companies pay dividends

c)

to have companies issue classes of stock whereby one or more classes have super voting rights

d)

to not have companies issue bonds

18.

Feet-on-the ground Inc. $1,000 par value bonds are selling for $825. Which of the following

a)

The bond market currently requires a rate (yield) less than the coupon rate.

b)

The bonds are selling at a premium to the par value.

c)

The coupon rate is lower than the yield to maturity.

d)

All of the above are true.

19.

The one-time payment of money at a future date is often called a

a)

lump-sum payment

b)

present value

c)

principal amount

d)

perpetuity payment

20.

The interest rate used to discount the cash flows associated with a bond is:

a)

the government T-bill rate

b)

the prime rate

c)

the required rate of return on the firm's equity

d)

the yield to maturity