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SLOT 1 : DEVELOPING SUSTAINABLE ISLAMIC FINANCIAL PRODUCTS: ADDRESING CURRENT ECONOMIC CHALLENGES

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is the main principle in Islamic finance that ensures financial products are developed sustainably?

a)

Riba

b)

Gharar

c)

Maslahah

d)

Maisir

2.

What are the main economic challenges faced when developing sustainable Islamic financial products?

a)

Competition with conventional products

b)

Lack of investment funds

c)

High interest rates

d)

Lack of technological innovation

3.

In the context of Islamic finance development, what does 'Maqasid al-Shariah' mean?

a)

Protection of community welfare

b)

Maximizing profits

c)

Encouraging competition in the global market

d)

Complying with banking laws

4.

Which of the following is an important element in the development of Islamic financial products?

a)

Use of derivatives for speculation

b)

Avoidance of riba and gharar

c)

Focus on immediate profits

d)

Adjustment to market interest rates

5.

How can Islamic financial products contribute to sustainable economic development?

a)

By investing in Sharia-compliant sectors

b)

By providing loans at low interest rates

c)

By increasing taxes on customers

d)

By raising operational costs

6.

What is the main challenge in the development of Islamic financial products?

a)

Lack of demand from customers

b)

Imbalance between Sharia principles and global market needs

c)

Too much oversight by financial bodies

d)

Products are too cheap to market

7.

What does 'istithmar' mean in the context of Islamic finance?

a)

Investment that complies with Sharia principles

b)

Fixed-rate loan

c)

Derivatives used for hedging

d)

Funding for non-Sharia compliant projects

8.

What is the role of technology in developing sustainable Islamic financial products?

a)

Replacing Sharia advisory bodies

b)

Facilitating innovation of Sharia-compliant products

c)

Eliminating the need for waqf funds

d)

Making products more expensive

9.

What is the main purpose of 'green sukuk' in Islamic finance?

a)

To offer high dividends to investors

b)

To invest in high-risk sectors

c)

To finance environmentally friendly projects that comply with Sharia principles

d)

To finance the entertainment industry

10.

How does Islamic finance contribute to social justice?

a)

By providing high returns to investors

b)

Through reducing zakat to the poor

c)

By eliminating riba and distributing wealth fairly

d)

By removing Sharia principles from investments