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Business Management Ch. 16

Total questions: 22

Worksheet time: 11mins

Name
Class
Date
1.

Businesses use this to help with the cost of replacing equipment and buildings.

a)

retained earnings

b)
Maintenance contracts
c)
Depreciation tax credits
d)
Insurance
2.

Medium term or long term financing used for operating funds or the purchase or improvement of fixed assets.

a)
Equity financing
b)
Short term loans
c)
Venture capital
d)

term loan

3.

Financing obtained from an investor or investment group that lends large sums of money to promising new or expanding small companies.

a)
Angel investment
b)
Crowdfunding
c)
Private equity
d)

Venture capital

4.

Form of debt equity similar to an open line of credit.

a)
Term loan
b)
Fixed-rate mortgage
c)
Bridge loan
d)

business credit card

5.

Personal savings of a current owner invested in the business, money contributed by a new partner, retained earnings are all examples of.

a)
Venture capital
b)
Crowdfunding
c)

Equity capital

d)
Debt financing
6.

Short-term form of financing obtained by buying goods and services that do not require immediate payment.

a)
Lease financing
b)
Long-term loan
c)
Cash advance
d)
Trade credit
7.

An unconditional written promise to pay to the lender a certain sum of money at a particular time or on demand is called a _______.

a)
debt certificate
b)
promissory note
c)
credit note
d)
loan agreement
8.

A figure calculated by dividing the corporation's net worth by the total number of shares outstanding is known as _______.

a)
dividend yield
b)

book value

c)
market value per share
d)
earnings per share
9.

Stock are listed at this value even though that value is usually not the actual price paid for the stock. This is called _______.

a)

par value

b)
equity value
c)
market value
d)
face value
10.

Stock that gives holders first claim on corporate dividends if a stock company earns a profit is called _______.

a)

common stock

b)
equity stock
c)

preferred stock

d)
dividend stock
11.

Debt that must be repaid with interest within a year is referred to as _______.

a)
long-term debt
b)
equity financing
c)
secured debt
d)
short-term debt
12.

Distribute some profits as dividends and keep some profits as retained earnings is the best policy regarding what corporations should do with their profits. This is known as _______.

a)
dividend policy
b)
profit-sharing strategy
c)

best policy regarding what corporations should do with their profits

d)
capital allocation plan
13.

Another name for an investment bank is _______.

a)
commercial bank
b)

underwriter

c)
credit union
d)
merchant bank
14.

Organization that helps a business raise large sums of capital through the sales of stocks and bonds.

a)
Private Equity Fund
b)
Venture Capital Firm
c)
Investment Bank
d)
Commercial Bank
15.

Something of value pledged as assurance of the fulfillment of an obligation.

a)

security

b)
Deposit
c)
Bond
d)
Guarantee
16.

Price at which stock is actually bought and sold.

a)
Book value
b)

market value

c)
Purchase price
d)
Initial offering price
17.

Business owners' personal contributions to the business.

a)
Business loans
b)
Franchise fees
c)
Inventory purchases
d)

equity capital

18.

Who determines the number of shares of stock to be issued by a corporation?

a)
The board of directors
b)
The financial advisor
c)
The CEO
d)
The shareholders
19.

Contract that allows the use of an asset for a fee paid on a schedule, such as monthly.

a)
Rental Agreement
b)
Lease
c)
Purchase Agreement
d)
Service Contract
20.

Right granted by a corporation that allows current stockholders to buy additional shares.

a)
Stock option
b)
Dividend right
c)
Voting right
d)
Preemptive right
21.

An entrepreneur's personal assets have greater protection with this form of business ownership.

a)
Limited Partnership
b)
General Partnership
c)

Corporation

d)
Sole Proprietorship
22.

Profits that the owners do not take out of the business but instead save for use by the business are called what?

a)

Gross profit

b)
Operating income
c)

Retained earnings

d)
Dividends