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Credit Review

Total questions: 10

Worksheet time: 6mins

Name
Class
Date
1.

If your credit is not good, you are viewed as a credit risk.

a)

True

b)

False

2.

If you do not have a strong credit score, which could be a consequence? (select all that apply)

a)

You will eventually file bankruptcy due to debt

b)

Being denied for the line of credit you applied for

c)

larger down payment requirement

d)

high interest rates

3.

Which is action is suggested to keep your credit score healthy? (select two)

a)

Make payments on time

b)

Keep your utilization low

c)

Apply for as many credit cards as possible to start building your credit

d)

Apply for several new account in a short amount of time

4.

After how many days LATE will a company send the notice to the credit bureau?

a)

5 days

b)

7 days

c)

15 days

d)

30 days

5.

Which is an example of " closed-end credit"?

a)

Auto loan

b)

Discover Credit Card

c)

Frontier WiFi

d)

Carnival Master Card

6.

A credit score of 580 is considered...

a)

Poor

b)

Fair

c)

Good

d)

Excellent

7.

Ms. N recommends to co-sign on loans for your friends and family.

a)

True

b)

False

8.

Which is an example of "service credit"?

a)

Frontier WiFi

b)

Discover Master Card

c)

Auto Loan

d)

Capital One Credit Card

9.

What is a risk of having a credit card?

a)

Collecting reward points

b)

Overspending and becoming in debt

c)

Building a strong credit score

d)

People may ask to borrow your card.

10.

Which are advantages of having a healthy credit score? (select all that apply)

a)

Lower interest rates

b)

Better odds of getting approved for future lines of credit

c)

lower security deposits/down payments

d)

higher interest rates