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Spiral Review

Total questions: 5

Worksheet time: 4mins

Name
Class
Date
1.

Rohan is considering financing a car and is comparing different loan offers. What does APR stand for in this context?

a)

Annual Percentage Rate

b)

Automatic Payment Requirement

c)

Annual Payment Rate

d)

Automatic Percentage Rate

2.

Caleb is currently employed as a graphic designer. Another company has approached him with a freelancing opportunity. Caleb should do all of the following EXCEPT-

a)

Ensure his employer allows its workers to freelance with other companies.

b)

Complete his freelance assignments when he is not on his company's premises.-

c)

Ask to be paid in cash so he can avoid paying taxes on his freelance work.

d)

Use his personal computer and telephone to complete the freelance work.

3.

What is one factor that lenders consider when determining creditworthiness?

a)

Length of credit history

b)

Types of credit

c)

Payment history

d)

All of the above.

4.

What is the primary purpose of a credit score?

a)

To determine your income level

b)

To assess your creditworthiness

c)

To track your spending habits

d)

To calculate your tax obligations

5.

What are the two most important factors in calculating your credit score?

a)
Payment history and types of accounts
b)
Amounts owed and length of credit history
c)
Payment history and total debt
d)
Length of credit history and new credit inquiries