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FM-Finals-1-30

Total questions: 30

Worksheet time: 3600secs

Name
Class
Date
1.

What does a balance sheet forecast include?

a)

Revenue and expense estimates

b)

Asset and liability estimates

c)

Marketing and sales forecasts

d)

Cash inflow and outflow estimates

2.

What is the primary goal of a company seeking bankruptcy protection?

a)

Increase stock prices

b)

Reorganize debt obligations

c)

Eliminate all liabilities

d)

Liquidate all assets

3.

Using a significant amount of borrowed money is typical of:

a)

A merger

b)

A leveraged buyout

c)

A stock split

d)

An IPO

4.

A perfectly diversified portfolio has:

a)

No systematic risk

b)

No diversifiable risk

c)

No unsystematic risk

d)

Equal amounts of stocks and bonds

5.

For a highly risk-averse investor, the best asset allocation is:

a)

50% stocks, 50% bonds

b)

80% stocks, 20% bonds

c)

80% bonds, 20% stocks

d)

100% stocks

6.

What is the purpose of assumptions in financial modeling?

a)

To add complexity to financial projections

b)

To simplify real-world complexities for financial projections

c)

To ensure all variables are considered

d)

To guarantee accurate results

7.

Predicting a company’s future financial position based on current data is the role of:

a)

A revenue forecast

b)

A balance sheet forecast

c)

A marketing plan

d)

A cash flow projection

8.

A legal process allowing a company to reorganize while halting creditor claims is known as:

a)

Bankruptcy protection

b)

Debt consolidation

c)

Asset liquidation

d)

Financial leverage

9.

The risk-return tradeoff for portfolios combining risk-free assets and the market portfolio is represented by:

a)

The Security Market Line

b)

The Efficient Frontier

c)

The Capital Market Line

d)

The Asset Allocation Curve

10.

Future cash inflows and outflows are estimated through:

a)

A balance sheet forecast

b)

A cash flow projection

c)

A capital budget

d)

An income statement analysis

11.

Renegotiating the terms of debt agreements to improve liquidity refers to:

a)

Eliminating all financial obligations

b)

Selling assets to pay off debts

c)

Debt restructuring

d)

Converting debt into equity

12.

Debt restructuring usually involves:

a)

Increasing debt obligations

b)

Modifying debt terms

c)

Selling assets to pay off debts

d)

Filing for bankruptcy

13.

Converting debt into equity to reduce financial obligations is known as:

a)

Increasing debt obligations

b)

A debt-to-equity swap

c)

Selling equity to pay off debts

d)

Restructuring equity agreements

14.

A sign of financial distress is:

a)

Rising stock prices

b)

Declining profits

c)

Increasing cash flows

d)

Higher market valuation

15.

The time value of money and the risk associated with cash flows is reflected in:

a)

Future cash inflows only

b)

The discount rate

c)

Fixed interest rates

d)

Current stock prices

16.

Discount rates are most relevant to:

a)

Debt restructuring

b)

Equity valuation

c)

Cash flow analysis

d)

Asset allocation

17.

Assets that are undervalued due to financial difficulties are known as:

a)

Overvalued assets

b)

Distressed assets

c)

Always illiquid

d)

A sign of profitability

18.

Distressed assets are usually sold at:

a)

Market value

b)

Premium prices

c)

Discounted value

d)

Their original cost

19.

The portion of total risk that can be eliminated through diversification is known as:

a)

Risk that cannot be eliminated through diversification

b)

Diversifiable risk

c)

Systematic risk

d)

Risk that increases with portfolio size

20.

A set of portfolios offering the highest return for a given risk is called:

a)

The minimum return for a given risk

b)

The efficient frontier

c)

The average return for all portfolios

d)

Portfolios with the lowest possible risk

21.

A curve that represents the set of portfolios providing the highest expected return for a given level of risk is known as:

a)

The efficient frontier

b)

The risk-return curve

c)

The market line

d)

The return spectrum

22.

Modifying the equity structure through stock splits, buybacks, or issuing new shares refers to:

a)

Equity restructuring

b)

Debt restructuring

c)

Financial modeling

d)

Asset liquidation

23.

The weighted average of the possible returns of a portfolio is known as:

a)

The expected return

b)

The historical return

c)

The return on investment

d)

The risk-adjusted return

24.

Creating a representation of a financial situation to forecast future performance is called:

a)

Financial restructuring

b)

Financial modeling

c)

Portfolio analysis

d)

Risk assessment

25.

Financial modeling is primarily used for:

a)

Estimating taxes

b)

Forecasting company performance

c)

Analyzing stock movements

d)

Creating marketing strategies

26.

Adjusting a company’s capital structure to improve financial stability or performance is known as:

a)

Financial restructuring

b)

Equity restructuring

c)

Portfolio management

d)

Risk diversification

27.

Financial restructuring is primarily aimed at:

a)

Adjusting the capital structure

b)

Reducing the number of assets

c)

Improving product quality

d)

Increasing revenue

28.

The formula used to calculate portfolio variance is:

a)

Variance = w1²σ1² + w2²σ2² + 2w1w2Cov

b)

Variance = w1σ1 + w2σ2 + Cov

c)

Variance = σ1 + σ2 + Cov

d)

Variance = w1²σ1 + w2²σ2 + Cov

29.

How does correlation affect the efficient frontier and diversification?

a)

Lower or negative correlation between assets improves diversification and shapes the efficient frontier

b)

Higher correlation between assets improves diversification

c)

Correlation has no effect on the efficient frontier

d)

Positive correlation between assets shapes the efficient frontier

30.

Adding uncorrelated or negatively correlated assets:

a)

Increases portfolio risk

b)

Increases portfolio returns

c)

Increases portfolio diversification

d)

Increases asset liquidity