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YEAR 9 SPRING QUIZ

Total questions: 25

Worksheet time: 26mins

Name
Class
Date
1.

What P do most people over the Age of 70 Years old rely as income?

a)

PAYMENT PROTECTION

b)

PENSION

c)

PEDICURE

d)

PROFORMA

2.

Stocks and Shares or owning property would be considered?

a)

DEBTS

b)

INVESTMENTS

c)

SAVINGS

d)

OVERHEADS

3.

Which is the odd one out?

a)

PRIVATE OR PERSONAL PENSION

b)

WORK BASED PENSION

c)

PROGRESSIVE PENSION

d)

STATE PENSION

4.

Most Employees receive a​ (a)   with their wages or monthly​ (b)   . This can be in paper form or sent ​ (c)   . It will include things such as ​ (d)   hours worked and any ​ (e)   such as Tax and National Insurance.

Choose from the below words
payslip
salary
electronically
the rate of pay
deductions
5.

Match the type of pension to the definition given.

a)

"Workers pay a portion of their salary into the scheme and so does their employer. They can then access that money when they retire."

1.

WORK BASED PENSION

b)

"All pensioners are entitled to this type of pension once they meet the age of eligibility. It is type of benefit and does not pay as well as the other types of pension."

2.

STATE PENSION

c)

"Individuals can pay into this scheme as and when they like. The money is invested and grows overtime and when they retire they can access it."

3.

PRIVATE PENSION

6.

What is the primary purpose of a pension plan?

a)

TO ENSURE RETIREMENT INCOME

b)

TO PROVIDE HEALTH INSURANCE

c)

TO FUND VACATIONS

d)

TO OFFER EDUCATION LOANS

7.

Which of the following is not a type of investment?

a)

MUTUAL FUNDS

b)

INSURANCE POLICY

c)

BONDS

d)

STOCKS

8.

Type Insurance policies are very often determined on​ ​ (a)     The ​  ​ (b)   is the amount of money the customer pays the insurers to cover them. This is known as a​ (c)   and it is an agreement between the insurance company and the person taking out the insurance. Some insurance policies include a​n ​ (d)   which is the amount of money a customer agrees to pay before the insurance will deal with your claim.question here including an

Choose from the below words
risk
premium
policy
excess
9.

Which of the following types of insurance is mandatory?

a)

Pet

b)

Car

c)

Travel

d)

Health

10.

What does NIC mean on a payslip?

a)

National Insurance Contribution

b)

National Identity Contribution

c)

National Income Contribution

d)

National Inflation Contribution

11.

Match the Payslip Information to the definition

a)

Amount of money paid before deductions

1.

Gross Pay

b)

Code or number that allows you to work and claim benefits

2.

National Insurance Number

c)

Rate of Tax

3.

Tax Code

d)

Sort Code and Account Code

4.

Bank Details

12.

Most employees are paid via the electronic BACS system. What does BACS stand for?

a)

Bank Authorised Cleaning System

b)

Bank Automated Clearing System

c)

Bank Automatic Credit System

d)

Bank Automated Checking System

13.

Take home pay is better known as..

(a)  

14.

Most payslips will include the​ (a)   the (b)   is on. Tax, National Insurance and Pension contributions are known as ​ (c)   . The top rate of tax is the UK as of 2022 was​ (d)   . People have a ​ (e)   meaning that you can earn up to £12,501 before you have to pay tax.

Choose from the below words
employee
tax code
deductions
45%
tax allowance
15.

Organize these options into the right categories

Categorize the following

Tax

National Insurance Contribution

Pension Contribution

Tax Rebate

Overtime

Bonus

Outgoings
Income
16.

What D is the term used to cover the money taken out from a pay slip such as NI or Income Tax?

(a)  

17.

Persuasive Sales Technique

Categorize the following

Big Mac

iphone

EA Sports

Fedex

IDEALISED IMAGE/PICTURE
CELEBRITY ENDORSEMENT
HUMOUR
DISCOUNT
18.

Which is NOT one of the current Income Tax Band rates in the UK?

a)

10%

b)

20%

c)

40%

d)

45%

19.

Gas, Water, Electric are often known as what type of Bill? (Clue: Starts with a U)

(a)  

20.

Loans are often taken out when a person does not have the (a)   to pay for an item all at once. Loans are normally paid back in​ (b)   but they will often occur a​ ​ (c)   if a payment is late. All loans have​ (d)   charged on them. Loanees need to consider these thing before they pay back the ​ (e)  

Choose from the below words
finances
installments
Fee
interest
lender
21.

Which of the following would you NOT expect to see on your pay slip?

a)

AGE

b)

PAYROLL NUMBER

c)

TAX CODE

d)

NATIONAL INSURANCE NUMBER

22.

Which of the following is on your payslip is a income rather than a deduction?

a)

National Insurance

b)

Tax Rebate

c)

Income Tax

d)

Student Loan Repayment

23.

Which of the following would be considered an 'Unexpected Cost'

a)

Council Tax

b)

Electricity bill

c)

Mobile phone bill

d)

A burst tyre

24.

When someone has paid too much in come tax they will be able top claim it back. What do we call this. (Clue, Two Words)

(a)  

25.

When does the Tax year start and finish?

a)

May-September

b)

Jan-Dec

c)

April-March

d)

Sept- Aug