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Worksheets

Unit 1

Total questions: 20

Worksheet time: 3hrs 43mins

Name
Class
Date
1.

If you have a total income of $5000 and total expenses of $3700, what is your final balance?

a)

$1500

b)

$1300

c)

$1100

d)

$900

2.

If you spend $250 on groceries, $80 on gas, $70 on clothes, and $90 on other expenses, what are your total expenses?

a)

$490

b)

$530

c)

$375

d)

$565

3.

If Kelly wants to buy a new phone for $900 in 7 months from now, how much money should she save every month?

a)

$100

b)

$128.57

c)

$137.62

d)

$120

4.

If Jim was to buy Pam a wedding ring for $12,000 he would need a loan. He knows he can get a loan with 8.7% interest. How much would he end up paying in interest?

a)

$1,044

b)

$1230

c)

$984

d)

$1352

5.

If Andy were to buy a new Prius for $15,000 with a 6.2% interest rate on the loan, how much would he pay including interest?

a)

$15,930

b)

$16,250

c)

$15,326

d)

$15,555

6.

What is the most important bill you have to take care of ?

a)

House

b)

Entertainment

c)

Car

d)

None Of The Above

7.

What is the most important bill you have to take care of ?

a)

House

b)

Entertainment

c)

Car

d)

None Of The Above

8.

A bank account that allows withdrawals by writing a check.

a)

Credit Card

b)

Checking Account

c)

Expense Account

d)

Withdraw

e)

Cash Account

9.
Preparing a budget includes
a)
Income, Expenses, Saving
b)
Only listing your expenses
c)
Only listing your debts
d)
Only listing your income
10.

Which of the following are needs?

a)

Food

b)

Video Games

c)

Clothing

d)

Car

e)

Microwave Oven

11.

A budget is a way to track and manage your

a)

income and expenses

b)

math skills

c)

communication skills

12.

If you are spending too much, what part of your budget should you look to try to save money

a)

housing

b)

insurance

c)

entertainment

13.

Money that is set aside for future short or long term goals or emergencies is called what?

a)

Allowance

b)

Needs

c)

Savings

d)

Wants

14.

money that is owed

a)

debt

b)

budget

c)

transfer

d)

predict

15.

a plan for spending and saving money

a)

debt

b)

transfer

c)

budget

d)

income

16.

If you save $90 a month, how much will you save in a year?

a)

$1080

b)

$7.50

c)

$720

d)

$900

17.

Jackie makes $9.25 an hour as a lifeguard. About how many hours does she need to work to make $450?

(a)  

18.

What is considered a want?

a)

Car insurance

b)

Electricity

c)

Medical care

d)

A trip to the Bahamas

19.

Which of the following is an example of a need?

a)

cash in on every sale, so you can save in the long run

b)

replace items that no longer works

c)

I have to match up with my neighbours

d)

shopping helps me to de-stress

20.

Sandra wants to decrease the amount of money she spends on transportation, which of the following would help?

a)

take her friends to everywhjere they go

b)

don't buy gas for her car

c)

drive her car everyday even if she goes to the nearby grocery store

d)

carpool with her co-workers in her community