WorksheetsHealth Insurance Plans
Total questions: 20
Worksheet time: 10mins
Name
Class
Date
1.
Medicare
a)
Fee paid for health insurance
b)
portion of the cost of service
c)
Federal program that provides insurance for those 65 or older or disabled
d)
Federal program who insures the poor
2.
Insured
a)
The policy holder or subscriber
b)
Fee paid for the health insurance
c)
A person designated to receive the benefits of an insurance policy
d)
The insurance company
3.
Co-payment
a)
Coordination of benefits
b)
Portion of the cost of service to be paid by the insured (a set dollar amount)
c)
Term of conditions not covered by the insurance company
d)
Provider bill for service
4.
Worker compensation
a)
A state program established to pay the medical cost and lost wages associated with work related injuries
b)
A government program for children of low income families
c)
Purchased by an organization for the benefit of members
d)
Federal health insurance program administered by each state for persons with income below the poverty level
5.
Health insurance policy
a)
Insurance which covers your health, teeth and eyes
b)
A law which allows you insurance even if you lose your job
c)
A contract between you and an insurance company
d)
A policy you purchase only for children
6.
Deductible
a)
The amount of money you must pay each year before the insurance company pays anything
b)
A type of medical savings account
c)
A type of policy in which you save for emergencies
d)
A shared expense between the insured and the employer
7.
Provider
a)
Federal program that provides insurance for the elderly
b)
A health professional who provides services
c)
Treatment of conditions not covered by the insurance company
d)
Comprehensive health benefit program
8.
Pre-existing condition
a)
Specific conditions or circumstances for which the policy will not provide benefits
b)
A health problem that existed before the date your insurance coverage became effective
c)
Services designed to keep patients healthy
d)
A way of sharing medical costs
9.
Premium
a)
Percentage of the allowed amount that is the patients responsibility.
b)
Fee paid for the health insurance coverage
c)
Purchased by an organization for the benefit of members
d)
Portion of the cost of service to be paid by the insured
10.
Co-insurance
a)
Treatment of conditions not covered by the insurance policy
b)
Percentage of the allowed amount that is the patients responsibility (for instance, the 20% not covered by insurance)
c)
Fee paid for the health insurance coverage
d)
A policy purchased by an individual
11.
The amount of money spent per person on health care each year
a)
$4,000
b)
$6,000
c)
$8,000
d)
$10,000
12.
Students can get health coverage under their parents policy until the age of
a)
23
b)
21
c)
26
d)
28
13.
Medicaid
a)
Federal health insurance program administered by the state for people with income below the poverty level
b)
Federal health insurance for the elderly
c)
Fee paid for services rendered
d)
Health insurance for members of the military and their families
14.
Managed Care
a)
Insurance plans designed specifically to control the cost of healthcare
b)
Also known as PPO
c)
Also known as HMO
d)
A referral to see a specialist
15.
Group Insurance
a)
Insurance coverage offered to employees by the employer
b)
Insurance policy an individual must purchase on their own
c)
Insurance offered by the government
d)
Insurance offered to a special group of people
16.
HMO
a)
Health Maintenance Organization
b)
Health Managed Organization
c)
Health Maintained Operation
d)
Health Managed Operation
17.
PPO
a)
Preferred Plan Operation
b)
Preferred Provider Organization
c)
Preferred Practice Organization
d)
Preferred Participation Operation
18.
Health Insurance
a)
Portion of the cost of service to be paid by the employer
b)
Protection against financial lost by unplanned health related events
c)
Treatments for conditions not covered by insurance policies
d)
Services rendered by providers
19.
A 30 year woman broke her arm and went to the ER for treatment. Her health insurance plan has a $1,500 deductible. What does this mean
a)
She can deduct $1,500 from the hospital bill, but must pay the rest
b)
The hospital will only charge her $1,500
c)
She is resoponsible for paying, $1,500 of her medical expenses before her insurance starts to pay
d)
Her insurance company will only pay $1,500 and she must pay the rest
20.
The only way to get health insurance coverage is through an employer
a)
True
b)
False
100 %
