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12.7 Understanding a Credit Card Statement (aie.org)

Total questions: 16

Worksheet time: 8mins

Name
Class
Date
1.

What is the total credit limit of the Platinum Piggy Card?

a)

$657.40

b)

$500.00

c)

$2500.00

d)

$1314.15

2.

What is the new balance total on the statement?

a)

$52.57

b)

$2500.00

c)

$1314.15

d)

$657.40

3.

What is the payment due date for the credit card statement?

a)

10/12/2017

b)

11/13/2017

c)

09/14/2017

d)

12/13/2017

4.

How many points were earned this month according to the rewards summary?

a)

314

b)

1314

c)

500

d)

2676

5.

What is the total minimum payment due?

a)

$657.40

b)

$52.57

c)

$40.00

d)

$1314.15

6.

What is the penalty APR if a late payment is made?

a)

15.99%

b)

29.99%

c)

25.99%

d)

13.99%

7.

Which transaction had the highest charge?

a)

Restaurant

b)

AmazeZone.com

c)

Grocery Land

d)

Moviehouse

8.

What is the total credit available after the new balance?

a)

$657.40

b)

$500.00

c)

$2500.00

d)

$1185.85

9.

What is the finance charge for purchases at 13.99% APR?

a)

$0.00

b)

$52.57

c)

$1314.15

d)

$657.40

10.

What is the address to send the payment to?

a)

999 Main St, Anytown, TX 99999

b)

PO BOX 999, MONEYVILLE, MA 99999-9999

c)

123 Credit Lane, Finance City, CA 12345

d)

456 Payment Blvd, Billtown, NY 67890

11.

How long will it take you to pay off your balance if you only pay the minimum payment? How much will you have paid?

a)

73 months/$1771.33

b)

37 months/$ 771.33

c)
You will pay off the balance in a week with no extra charges.
d)
It will take one month and you will pay the exact balance.
12.

How many days in the billing cycle?

a)
28 days
b)
30 days
c)
15 days
d)
31 days
13.

What is a billing cycle? (Definition)

a)
A billing cycle refers to the total amount due at the end of the year.
b)

The number of days between your last credit card statement and the current one.

c)
A billing cycle is a one-time payment for services.
d)
A billing cycle is a method of tracking customer complaints.
14.

Define "previous balance."

a)
The total amount of money spent in the last month.
b)

The amount of money charged on the card on the previous billing statement

c)
The amount of money that can be withdrawn from an ATM.
d)
The sum of all deposits made in the current year.
15.

What does credit limit mean?

a)

The maximum amount of credit a lender allows a borrower to use/the total amount that you can spend.

b)
The total amount of money a borrower has in their bank account.
c)
The interest rate applied to a loan.
d)
The duration of time a borrower has to repay a loan.
16.

Why were the finance charge calculations all $0?

a)

BG Spender paid the bill in full and on time.

b)
The finance charges were miscalculated by the bank.
c)
There was a technical error in the billing system.
d)
The account was closed and no charges were applicable.