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Taxes and Paychecks

Total questions: 25

Worksheet time: 25mins

Name
Class
Date
1.

Which of these are "federal taxes" we've discussed?

a)

Federal income tax alone

b)

Federal income tax and FICA

c)

State income tax and FICA

d)

State income tax alone

2.

What section of a paycheck would I look at if I wanted to know how much I've earned from the beginning of the year until that pay date?

a)

"Deductions"

b)

"Year-to-Date"

c)

"Pay date"

d)

"Rate"

3.

The "deductions" section of a paycheck:

a)

Tells me how much I earned before taxes

b)

Shows me how much tax was taken out of my pay

c)

Tells me how much I make per hour

d)

Shows me how many hours I worked that pay period

4.

Why do we fill out the form W-4 (federal) and MW507 (Maryland)?

a)

To prevent the government from taxing us

b)

To let our employer know how much income tax to withhold (set aside) from each paycheck

c)

To inform the IRS how much money we made this year

d)

To request an extension on paying taxes

5.

This tax helps fund the basic retirement program run by the federal government.

a)

Social Security Tax

b)

Property Tax

c)

Medicare Tax

d)

Sales Tax

6.

An excise tax is often called a "hidden" tax because

a)

sellers cut out the tax altogether.

b)

buyers exercise their right to purchase the product.

c)

buyers hide the products in their cart.

d)

sellers usually include the amount of the tax in the price of the item.

7.

Business and people pay income taxes. Both are

a)

regressive taxes

b)

progressive taxes

c)

proportional taxes

d)

personal taxes

8.

This tax helps fund the basic retirement program run by the federal government.

a)

Social Security Tax

b)

Property Tax

c)

Medicare Tax

d)

Sales Tax

9.

Which of these is an example of a progressive tax?

a)

One where higher income earners have a higher percentage of their income taxed than lower income earners

b)

One where higher and lower income earners lose the same percentage of their income to taxes

c)

One where lower income earners have a higher percentage of their income taxed than higher income earners

d)

A tax proposed by the Democratic Party, as opposed to the Republican Party

10.

Net pay means

a)

The money I make before taxes

b)

The money I make after taxes

c)

All the money I've made for the year, before taxes

11.

What's the difference between "gross" and "net" pay?

a)

Net pay is what I earn before taxes come out, gross is what I receive after taxes come out

b)

Gross pay is what I earn before taxes come out, net is what I receive after taxes come out

c)

They are two terms for the same thing

12.

The form W-2...

a)

Informs my employer how much I want to withhold in federal taxes for the coming year

b)

Lets me know how much I earned for the previous year, and how much tax I withheld

c)

Informs my employer how much I want to withhold in state taxes

d)

Is another term for a standard paycheck

13.

What document am I? I am received in January. There is one of me for every job I work. You can tell how much you earned and how much you paid in taxes by reading me

a)

1040

b)

I-9

c)

W-2

d)

W-4

e)

1099

14.

What document am I? I am received in January. You get me if you are not an employee, but were paid by a company. You probably didn’t get taxes withheld if you got me, so you may have a big tax bill coming up

a)

1040

b)

I-9

c)

W-2

d)

W-4

e)

1099

15.

What document am I? I am received whenever you start a job. You list information about yourself and your family on me. I determine how much money gets taken out of each paycheck.

a)

1040

b)

I-9

c)

W-2

d)

W-4

e)

1099

16.

As a teenager or young adult working only part time, what is the benefit of claiming 0 or 1 withholding allowances on the W-4 form you receive when you start your job?

a)

You get more money back in your check each time from less deductions

b)

You'll likely not owe because of low wage earnings, and get a refund on anything you overpaid in taxes

c)

It puts an extra portion of your check into your personal social security account, so you will have more money when you retire

d)

There is no benefit. Don't do it.

17.

Taxable or Not: Tips earned by a server in a fashionable restaurant

a)

Taxable

b)

Nontaxable

18.

This is a possible sample of what type of form?

a)

W-2

b)

W-4

c)

1040

d)

1099

19.

The W-4 form lets...

a)

your employer know how much to withhold from your paycheck

b)

the 3 major credit bureaus know how many dependents you have

c)

you know how much you paid in taxes last year

d)

the government know how much you paid in taxes last year

20.

Jason filed his tax return and owes more than what was taken out of his paychecks for the year. To avoid a fee, when should he pay this amount by? Hint: same as taxes due day

a)

January 1st of the following year

b)

December 31st

c)

October 15th

d)

April 15th

e)

January 28th

21.

If a teen files a tax return, can the parent still claim him/her as a dependent?

a)

Yes, but the parent has to add the teen's income to theirs

b)

No. If a teen files a tax return, he/she cannot be claimed

c)

Yes. All teens are dependents until they are 18 years old

d)

Yes, as long as the teen meets the dependency requirements

22.

What document am I? I am completed every April. Anyone can use me. Beware, there is a LOT to fill out

a)

1040

b)

I-9

c)

W-2

d)

W-4

e)

1099

23.

When you pay your taxes and deductions from your paycheck, what are 2 examples of discretionary spending made by the government with that money? (check 2)

a)

Military

b)

Medicare

c)

Education

d)

Social Security

24.

Not counting 2020 because of COVID-19, this is the last day to e-file or mail federal and state income tax forms or to request an extension (unless it falls on a weekend, then the Monday immediately following).

a)

January 1st

b)

January 28th

c)

April 15th

d)

June 1st

e)

June 15th

25.

Taxes and Paychecks

a)

A) The section of a paycheck that shows the total amount earned before any deductions.

b)

B) The section of a paycheck that shows the total amount earned after all deductions.

c)

C) The section of a paycheck that shows the total amount of taxes withheld.

d)

D) The section of a paycheck that shows the total amount of hours worked.