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Chapter 2 - Prioritize Purchases

Total questions: 20

Worksheet time: 20mins

Name
Class
Date
1.

Needs are things that are necessary for maintaining physical life.

a)

TRUE

b)

FALSE

2.

As consumers, we spend according to our needs and wants.

a)

TRUE

b)

FALSE

3.

An example of consumption is choosing between going out or staying home.

a)

TRUE

b)

FALSE

4.

Opportunity cost is an economic concept representing the benefits you could have received by choosing the alternative.

a)

TRUE

b)

FALSE

5.

Economic resources include things like the money, land, material goods, and human knowledge and labor used to produce goods and services.

a)

TRUE

b)

FALSE

6.

What is considered to be an economic resource?

a)

Production of goods and services

b)

Consumption of goods and services

c)

Distribution of goods and services

d)

All of these answers

7.

What is one of the top things that teenagers spend money on?

a)

Home goods

b)

Clothes

c)

School

d)

None of the above

8.

What is considered to be a want?

a)

Food

b)

Clothing

c)

Smartphone

d)

Relationships

9.

What influences a person's spending values?

a)

Culture

b)

Family

c)

Friends

d)

All of these choices

10.

What is considered to be a need?

a)

Ice cream

b)

Movies

c)

Water

d)

Concert tickets

11.

Wants are defined as:

a)

Basic needs required for survival

b)

Desires that are not essential for survival

c)

Mandatory obligations

d)

Legal requirements

12.

Standard of living is defined as:

a)

The level of wealth, comfort, material goods, and necessities available to a certain socioeconomic class or geographic area.

b)

The total value of goods produced and services provided in a country during one year.

c)

A measure of the amount of goods and services that the average person can buy.

d)

The difference between the value of a country's exports and the value of its imports.

13.

Economy is defined as the system of production, consumption, and distribution of goods and services in a particular geographic region. What does 'Economy' refer to?

a)

A type of government

b)

A system of production, consumption, and distribution

c)

A cultural practice

d)

A technological innovation

14.

Needs are defined as:

a)

Basic requirements for survival

b)

Wants or desires

c)

Luxury items

d)

Unnecessary expenses

15.

Opportunity Cost is defined as:

a)

The value of the next best alternative given up when making a choice

b)

The total cost of all alternatives

c)

The monetary cost of an opportunity

d)

The benefit gained from an opportunity

16.

It is important to prioritize spending because:

a)

it helps manage resources effectively.

b)

it leads to unnecessary expenses.

c)

it complicates budgeting.

d)

it is not necessary for financial planning.

17.

What is the difference between needs and wants?

a)

Needs are essential for survival, wants are not.

b)

Needs and wants are the same.

c)

Wants are essential for survival, needs are not.

d)

There is no difference between needs and wants.

18.

Think about your spending habits over the past three days. Which of the following did you categorize as a need?

a)

Groceries

b)

New Shoes

c)

Concert Tickets

d)

Video Game

19.

Consumers determine their needs and wants differently because:

a)

they have unlimited resources.

b)

they have different values.

c)

they follow the same buying patterns.

d)

they are influenced by the same factors.

20.

Identify an example of opportunity cost.

a)

Choosing to buy a laptop instead of a tablet, giving up the benefits of the tablet.

b)

Buying a phone because it was on sale.

c)

Earning a paycheck after working a full shift.

d)

Saving money in a bank account instead of spending it on unnecessary items.