WorksheetsAuto Insurance Quiz
Total questions: 11
Worksheet time: 6mins
What type of auto insurance covers damages to your own vehicle in an accident, regardless of who is at fault?
Liability Coverage
Collision Coverage
Comprehensive Coverage
Uninsured Motorist Coverage
Which type of auto insurance is mandatory in most states?
Collision Coverage
Liability Coverage
Comprehensive Coverage
Gap Insurance
What does comprehensive coverage pay for?
Damage from collisions with another vehicle
Injuries to you and your passengers
Theft, vandalism, fire, and natural disasters
Damage you cause to another driver’s vehicle
Which of the following factors can affect the cost of your car insurance premium?
Your driving record
Your age and experience
The type of car you drive
All of the above
What is the purpose of Uninsured/Underinsured Motorist Coverage?
To cover damages caused by a driver with no insurance or not enough insurance
To pay for regular maintenance on your vehicle
To cover mechanical breakdowns
To provide rental car reimbursement
If you are in an accident and the other driver is at fault but does not have insurance, what type of coverage would help pay for your repairs and medical bills?
Liability Coverage
Uninsured Motorist Coverage
Collision Coverage
Roadside Assistance
What factors can affect your premium?
Driving record
Age
Car type
All of the above
What protects you in case of an accident with an uninsured/underinsured driver?
To cover damages caused by a driver with no insurance or not enough insurance
Collision Coverage
Liability Coverage
Medical expenses coverage
What is the portion you must pay out of pocket before your insurance covers the rest?
Premium
Deductible
Liability
Coverage
What can reduce premiums?
Safe driving
Higher deductibles
Bundling policies
All of the above
A stone hits your windshield. Which type of coverage would likely cover this expense?
Collision
Liability
Comprehensive
None
