WorksheetsHealth economics 29.1.2026
Total questions: 20
Worksheet time: 10mins
1.What is health insurance?
A type of insurance that covers home repairs
A policy that covers medical expenses
Insurance for vehicle accidents
A savings account
2.Which of the following factors affect health insurance premiums?
Age of the insured
Medical history
Type of coverage
All of the above
3.What is the purpose of a critical illness insurance policy?
To provide a lump sum amount for serious diseases like cancer, heart attack, etc.
To cover only minor medical expenses
To cover routine check-ups
To reduce insurance premiums
4.Which type of health insurance policy covers the entire family under one plan?
Individual Health Insurance
Family Floater Plan
Group Health Insurance
Travel Insurance
5.What does Infant Mortality Rate (IMR) refer to?
Number of deaths of mothers during childbirth
Number of deaths of infants under 1 year per 1,000 live births
Death rate of children under 5 years
Total number of deaths in a population
6.Which of the following is a leading cause of maternal mortality?
Complications during pregnancy and childbirth
Common cold
Broken bones
Old age
7.What does Child Mortality Rate measure?
Deaths of infants under 6 months
Deaths of children under 5 years per 1,000 live births
Total number of adult deaths
Number of elderly deaths
8.What is the Morbidity Rate?
Number of deaths in a population
The rate of illness in a population
Number of births per 1,000 people
Rate of economic growth
9.What does the Global Burden of Disease (GBD) measure?
The impact of diseases and injuries on human populations worldwide
Only deaths caused by communicable diseases
Only diseases affecting developing countries
Economic losses due to disease
10.Which of the following is a communicable disease?
Tuberculosis
Cancer
Diabetes
Hypertension
11.Which of the following is a non-communicable disease?
Malaria
Diabetes
Tuberculosis
Influenza
12.Lifestyle diseases are mainly caused by which of the following factors?
Unhealthy diet, lack of exercise, smoking, and alcohol consumption
Genetic mutations only
Bacteria and viruses
Excessive medication
13.Which disease is classified as a lifestyle disease?
Cholera
Obesity
Malaria
Tuberculosis
14.What is the most effective way to prevent communicable diseases?
Vaccination and hygiene practices
Eating more sugar
Sleeping late
Avoiding exercise
15.Which of the following is a key determinant of health?
Income and social status
Mobile phone usage
Number of cars per household
Favorite sports activity
16.. What is the main economic challenge in healthcare?
High cost of medical treatment and unequal access
Too many doctors
Lack of food availability
Overuse of natural resources
17.In the Out-of-Pocket healthcare model, how do people pay for medical expenses?
Through government funding
Directly from their own money at the time of treatment
Using employer-based insurance
Through social security funds
18.What is the main factor affecting healthcare accessibility?
Availability of medical facilities and affordability
Number of TV channels
Road construction
Smartphone usage
19.What is the role of the World Health Organization (WHO)?
Managing global banking
Coordinating international public health efforts
Running military operations
Developing new cars
20.What was the key message of the Alma Ata Declaration (1978)?
Health is a fundamental human right, and primary healthcare should be accessible to all
Only rich countries should provide healthcare
Healthcare should be based on personal wealth
Economic growth is more important than health
