what a person earns before any deductions

what a person earns after payroll taxes and other deductions are taken out; often referred to as take-home pay

the total revenue generated by a business

the amount of money spent on living expenses

Save for retirement

Build wealth and give

Invest in stocks

Pay off debt

the amount you earn after taxes and other payroll deductions

the total revenue generated by a business

the amount you earn before taxes and other payroll deductions

the net income after all expenses are deducted

money owed to another person or company

a type of investment

a financial asset

a government grant

the percentage of principal charged by the lender for use of its money

the total amount of money borrowed

the fee paid to a financial advisor

the rate at which a bank lends money to other banks

Get out and stay out of debt

Invest in the stock market

Save for retirement

Buy a new car

a person or organization that uses a product or service

a type of product that is sold to businesses

a service that is provided to customers

a marketing strategy to attract buyers

expense that remains constant every month

expense that varies in dollar amount from month to month but that you can expect to have every month

expense that is only incurred once a year

expense that is not predictable and can vary greatly

money received for work, as a gift, or through investments

a type of tax paid on earnings

a loan taken from a bank

the total value of assets owned

all the financial decisions an individual or family must make in order to earn, budget, save, spend, and give money over time

A method of investing in stocks and bonds

A strategy for reducing debt and increasing savings

A plan for retirement savings only

the dollar value of a person's assets is greater than the dollar value of their liabilities

the dollar value of a person's liabilities is greater than the dollar value of their assets

the total value of a person's assets and liabilities is zero

the dollar value of a person's assets equals their liabilities

a strategy for managing daily expenses

a plan of action that allows a person to meet not only their immediate needs but also their long-term goals

a method for tracking investments

a budget for short-term savings

a written plan for giving, saving, and spending

a financial statement of income and expenses

a method for tracking personal investments

a strategy for reducing debt

the granting of a loan and the creation of debt; any form of deferred payment

a type of investment that guarantees returns

a method of saving money for future use

a financial term for borrowing without interest

expense that varies each month

expense that remains the same from month to month

expense that is only incurred annually

expense that can be easily changed

an expression used to describe a person or household whose monthly income is devoted to expenses and has little to no savings

a financial strategy to maximize savings and investments

a budgeting method that allows for excess spending

a term for receiving a salary without any deductions

anything that is owned by an individual, including money in the bank or investments

a type of liability that represents an obligation

an item that depreciates in value over time

cash flow that is generated from investments

the additional cost a lender charges for borrowing their money

a fee paid for the use of someone else's property

the amount of money earned on an investment

a penalty for late payment of a loan

Save a $500 emergency fund

Invest in stocks

Pay off all debts

Create a budget