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Managing Income/Expenses/Banking Quiz 2/21

Total questions: 11

Worksheet time: 6mins

Name
Class
Date
1.

What is interest?

a)

the profit earned from selling financial assets

b)

the amount of money paid to the shareholders of a company

c)

the amount earned on bonds or savings accounts

2.

What is capital gains?

a)

the amount earned on bonds or savings accounts

b)

the profit earned from selling financial assets

c)

the amount of money paid to the shareholders of a company

3.

the amount of money paid to the shareholders of a company is?

a)

capital gains

b)

dividends

c)

interest

4.

Mia likes to write books during her free time. At present, three of her books have been published and sold around the world. The income received from selling her books is an example of __________________income.

a)

passive

b)

disposable

c)

portfolio

5.

What type of income is received through rent?

a)

business income

b)

earned income

c)

passive

d)

portfolio

6.

Jack wants to earn some extra income. His friends suggest that he invest in bonds and stocks. What type of income will Jack earn from investing in bonds and stocks?

a)

earned income

b)

business income

c)

passive income

d)

portfolio income

7.

What makes mobile banking somewhat less secure than regular online banking?

a)

Mobile devices can be lost or stolen more easily than a computer, such as a laptop.

b)

Mobile banking apps are inherently less secure than banking programs on a computer.

c)

Information entered into a mobile device can be accessed by other users on the same network.

d)

Unlike with computers, mobile banking apps store personal financial information and share it with other apps.

8.

Karen doesn’t like driving to the local bank branch, but doesn’t think that it is secure to do financial transactions on her phone. What is the best banking option for her?

a)

She should use mobile banking to avoid the security risks of online banking.

b)

She should use online banking and only use her local bank when necessary.

c)

She should use online banking services and never go to her local bank branch.

d)

She should use traditional banking for everyday transactions and questions.

9.

What is online bill payment?

a)

a service that provides consumers with credit for bill payments

b)

a bill-organizing service that banks offer in traditional banking

c)

a service that allows consumers to set up recurring payments

d)

a service that pays bills without consumer verification

10.

Under the Electronic Fund Transfer Act, which two banking practices are part of the consumer’s responsibility?

a)

knowing rights and responsibilities relating to money transfers

b)

notifying the bank of lost credit or debit cards

c)

testing networks to ensure there is appropriate network security

d)

disposing of credit reports to maintain security

11.

________________ is the sacrifice involved in making one decision over another.

a)

risk

b)

cost

c)

Opportunity cost