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Personal Financial Literacy Quiz

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

What is a card issued by a bank used to make purchases directly from your account?

a)

Credit card

b)

Debit card

c)

Gift card

d)

Store card

2.

What is the term for money borrowed by students to pay for college, and it must be paid back?

a)

Scholarship

b)

Grant

c)

Student loan

d)

Fellowship

3.

What is a score you earn based on your financial actions, usually between 300-850?

a)

Credit score

b)

Bank score

c)

Financial score

d)

Loan score

4.

What is the amount of money a person earns over 1 year called?

a)

Monthly income

b)

Annual income

c)

Weekly income

d)

Daily income

5.

What is a bank account that is used for everyday spending?

a)

Savings account

b)

Checking account

c)

Investment account

d)

Retirement account

6.

What is money taken out of the account called?

a)

Deposit

b)

Withdrawal

c)

Transfer

d)

Payment

7.

What is the amount of time positive information stays on your credit report?

a)

5 years

b)

7 years

c)

10 years

d)

Indefinitely

8.

What is a bank account that pays interest?

a)

Checking account

b)

Savings account

c)

Credit account

d)

Loan account

9.

What is money added to the account called?

a)

Withdrawal

b)

Deposit

c)

Transfer

d)

Payment

10.

What is money given to students to pay for college, sometimes based on income, and does not have to be paid back?

a)

Loan

b)

Scholarship

c)

Grant

d)

Fellowship

11.

What is the term for the cost of borrowing money?

a)

Principal

b)

Interest

c)

Dividend

d)

Fee

12.

Who is a person that borrows money?

a)

Lender

b)

Investor

c)

Borrower

d)

Banker

13.

What term describes how much money you currently have in your account?

a)

Credit limit

b)

Balance

c)

Loan amount

d)

Interest rate

14.

What is the process of moving money back and forth between accounts called?

a)

Transferring

b)

Depositing

c)

Withdrawing

d)

Saving

15.

What is a job connected to a campus given to a student to help pay for college?

a)

Internship

b)

Work-study

c)

Part-time job

d)

Volunteer work