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Worksheets

Financial Terms

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

What are fixed costs?

a)

Expenses that change every time

b)

Expenses where the amount you pay is the same each time

c)

Expenses that increase over time

d)

Expenses that decrease over time

2.

What is a budget?

a)

A plan to spend money on entertainment

b)

A spending plan to manage money over a specific period of time

c)

A list of items to buy

d)

A way to save money without spending

3.

What are bills?

a)

Amounts of money saved for future use

b)

Amounts of money spent to purchase goods and services for yourself or your business

c)

Amounts of money borrowed from a bank

d)

Amounts of money earned from a job

4.

What is an overdraft?

a)

The act of saving money

b)

The act of spending more money than you really have

c)

The act of earning more money

d)

The act of borrowing money

5.

What are Advanced Placement classes also known as?

a)

AP classes

b)

Honors classes

c)

College Prep classes

d)

Dual Enrollment classes

6.

What is one benefit of taking AP classes and passing the exam?

a)

Saving money on college classes

b)

Guaranteed college admission

c)

Free textbooks

d)

Extra vacation days

7.

What are dual credit classes also known as?

a)

AP classes

b)

DC classes

c)

Honors classes

d)

Elective classes

8.

What is one benefit of taking dual credit classes?

a)

They only count for high school credit.

b)

They are more expensive than regular classes.

c)

They count for both high school and college credit.

d)

They do not affect college admission.

9.

What is a student loan?

a)

Money given to university students that does not need to be repaid

b)

Money delivered by specific financial institutions for university students that must be repaid with interest

c)

A scholarship for university students

d)

A grant for university students

10.

What is a scholarship?

a)

A loan given to students

b)

Money awarded to students based on need

c)

Money awarded to students who applied and were chosen

d)

A fee students pay for classes

11.

On what basis can scholarships be awarded?

a)

Only on financial need

b)

Based on academic merit or athletic success

c)

Based on community service

d)

Only on athletic success

12.

Who can receive a scholarship?

a)

Any student who wants it

b)

Students who applied and were chosen

c)

Only students in sports

d)

Only students with financial need

13.

Which of the following is NOT a basis for receiving a scholarship?

a)

Academic merit

b)

Athletic success

c)

Financial need

d)

Applying without being chosen

14.

Who are Tuition Guarantee Programs generally for?

a)

Students at approved schools

b)

All students

c)

Students in private schools

d)

Students in international schools

15.

When can the money from a College Savings Account be used?

a)

For buying a car

b)

For paying college tuition

c)

For purchasing a house

d)

For starting a business